Invest money in FD and get bumper returns, these 10 banks including SBI are giving huge interest up to 8.30% in 2025

News India Live, Digital Desk: Fixed Deposit (FD) has always been the first choice of Indians among traditional and safe investment options. This is a great option for safe returns especially for senior citizens and risk averse investors. Even in the year 2025, some banks are offering very attractive interest rates on Fixed Deposit, which can give you bumper profits on your savings. If you are also thinking of investing in FD, then see the list of 10 major banks including State Bank of India (SBI), which are giving you huge interest of up to 8.30%!

Top 10 banks offering up to 8.30% interest on FD in 2025 (including SBI – information is updated, still confirm with the bank):

These interest rates are especially Senior Citizens These are meant for customers, who get up to 0.50% more interest than normal customers. Interest rates may be slightly lower for general customers. These rates are usually applicable for specific periods (such as 5 years or a specific period).

1. State Bank of India (SBI): Despite being a big bank, SBI can offer interest up to 7.50% for senior citizens and more for some special tenures on many specific FD schemes. (Around 7% on regular FD + additional senior citizen benefit).
2. HDFC Bank: This bank also offers competitive rates to senior citizens on FDs of various tenures, which can go from 7.50% to 8%.
3. ICICI Bank: ICICI Bank also offers good deals with interest rates ranging between 7.50% to 8%, especially on specific plans.
4. Axis Bank: This bank also offers attractive rates for senior citizens, which can reach 7.75% to 8.10%.
5. PNB Bank (Punjab National Bank): PNB also offers interest ranging from 7.50% to 8.00% on special FD for senior citizens.
6. Bank of Baroda: BoB also offers rates ranging from 7.25% to 7.75%.
7. IndusInd Bank: This private bank is known for offering 8% or even more interest on FD to senior citizens. On some special periods these rates can go up to 8.25%.
8. Yes Bank: Yes Bank also offers competitive interest rates with FD returns of up to 8% or above, especially for senior citizens.
9. AU Small Finance Bank: Small finance banks often offer better interest rates than big banks. AU Small Finance Bank can offer attractive interest rates ranging from 8% to 8.30% to senior citizens.
10. Suryoday Small Finance Bank: The bank is also a leader in offering high interest rates, which can go up to 8.30%, especially for long tenures and senior citizens.

Things to keep in mind before investing:

• Interest Rate Confirmation: Before making FD in any bank, always confirm the latest interest rates by visiting their official website or bank branch, because these rates keep changing depending on the market conditions.
• Duration: Choose the FD tenure that suits your financial goals.
• Tax Implications: Income tax is levied on the interest earned from FD. Pay attention to this also.
• Also see other banks: Some other small finance banks and private banks may also offer competitive or better rates, check for them too.

Take advantage of this opportunity and get secure and great returns on your savings!