look news india
News India Live, Digital Desk: Small Savings Scheme: If you have safe investment and strong returns Save tax (Tax Savings) also thinking, so there is a big and good news for you! Public provident fund scheme (Public Provident Fund – PPF) for investors October to December 2025 The government for the quarter Interest rate (Interest Rate) has been announced. This time too you have on your hard earned money Great interest of 7.1% (7.1% Interest Rate), and the most important thing – Eee Tax Benefits (Eee Tax Benefits) will also remain intact!
What is PPF and why it is so special?
PPF The government has a small savings scheme that can be trusted by closing their eyes. This scheme is considered to be excellent for those who want a tax-exempt investment for long periods. It is for a period of 15 years, which you can extend in a 5-5 year block.
What is special in the new update (October-decmber 2025 quarter)?
- Interest rate intact 7.1%: The government has maintained the current interest rate 7.1% for the next three months, ie from October 2025 to December 2025. This means that you will continue to get good returns on your deposit.
- EEE Tax Benefits The biggest advantage of PPF Its EEE status.
- E (examept) – first ‘e’: Whatever amount you deposit in PPF account, you have to get the Income Tax Act under Section 80C Tax exemption (Tax exemption) (up to one and a half lakh rupees).
- E (examept) – Second ‘e’: On your investment Get interestThat too is completely tax free. You do not have to pay any tax on that interest.
- E (examept) – Third ‘e’: When your PPF account matures and you withdraw your full amount (on maturity), then that amount too Fully tax free (Completely tax free). You do not have to pay any tax on it.
This is the reason that PPF is considered a great option for big financial goals like retirement planning or children’s education.
Who can open PPF account and how much can invest?
- Who can open: An Indian citizen can open its PPF account in any government or private bank (such as SBI, HDFC, ICICI Bank etc.) or in Post Office. Parents can also open an account in the name of a minor child.
- Investment limit: You can deposit a minimum of Rs 500 to a maximum of Rs 1.5 lakh in PPF in a financial year. This ensures that everyone, even small savings, can take advantage of it.
So if you want to protect your money, want to earn good returns and A lot of tax benefits If you want to take PPF scheme It is perfect for you. Open PPF account And investing in it can illuminate your financial future.