Big relief! Loans up to Rs 2 lakh will be waived off only for these farmers, check the list quickly like this:

A very relieving news has emerged for small and marginal farmers who are facing financial crisis in farming work. Taking a big step under the Farmer Loan Waiver Scheme, the government has decided to waive the loan of those farmers who have outstanding of up to Rs 2 lakh. The direct objective of this important decision is to reduce the heavy burden of debt from the shoulders of the farmers, so that they can carry on their agricultural activities smoothly without any mental stress. A new list of beneficiaries has also been released by the government. Farmers can avail this big relief directly through their bank account by checking their name in this list.

Which farmers will get the benefit of loan waiver?

This benefit of loan waiver has been mainly designed for small and marginal farmers of the country. According to the rules of the scheme, farmers who have agricultural land up to a maximum of two hectares and who have outstanding loans of up to Rs 2 lakh from any bank or cooperative society will be considered eligible for it. The most important condition for this is that the name of the farmer should be registered in the government records. Besides, the department will also check whether the applying farmer has previously taken unfair advantage of any other government scheme. Its main objective is that government help should reach only the genuine and needy farmers.

How to see your name in the new list of loan waiver?

If you are also eligible for this scheme, then it is very important for you to know that the government has made the new list of beneficiaries available through both online and offline mediums. Farmer brothers can easily check their name in the list by visiting the government portal from their mobile or computer and entering their Aadhaar number, bank account number or name. Apart from this, you can also get information about the list by visiting your respective bank branch, local Gram Panchayat or Agriculture Department office. If the name of any eligible farmer has been left out in this list, then they do not need to be disappointed, they can get the verification done by immediately applying again with their eligibility documents.

Document Verification and Account Relief Process

Under this scheme, the outstanding loan of farmers found eligible will be waived off directly through their respective bank accounts. With the help of banks and cooperative societies, this entire process is being carried out in a transparent manner. All the necessary documents of the farmers, such as land documents (Khasra-Khatauni) and bank account details, will be carefully scrutinized before availing the benefits. Farmers whose documents are found to be completely correct and verified will be given the benefit of loan waiver without any hassle.

Important alerts and precautions for farmers

To avail the benefits of the scheme without any hindrance, farmers will have to pay special attention to some things. First of all, always keep your Aadhar card and bank account KYC updated. Along with this, it is also very important to be cautious of fraudsters. If any unknown person calls and asks for money or OTP in the name of loan waiver, do not fall into his trap. Instead of falling into the trap of any middleman or agent, contact the bank or departmental officer directly, so that your rights are protected.