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News India Live, Digital Desk: In the era of Digital India, UPI (Unified Payments Interface) has revolutionized our way of payment revolutionary, which has made the transaction very easy and fast. But as its popularity has increased, cases of fraud related to it are also coming up. Cyber thugs are making people their victims by adopting new methods. If you also use UPI, it is important to be careful of these 5 common fraud so that you are safe and your hard earned money is safe. 5 ways to avoid the UPI payment fraud and general scams: Fishing scam: In this, thugs send you fake messages, emails or calls that look like banks, UPI service providers or government institution. It has a link on which you are sought by your personal or financial information (eg PIN, OTP). Never click on such a link or share your information. Always use the official website or app only. Remote access scam: The fraudsters get you downloaded remote access apps like AnyDesk or TeamViewer on your phone. Once you install it, they take full control of your phone and can withdraw money from your bank account without your information. Do not download any such app at the behest of any unknown person. Anazan UPI Collect Request (Request): Instead of sending money, the thugs often send ‘Collect request’ instead of sending money. In this, he asks you to put your UPI PIN to ‘receive payment’. Remember, you never need to put a pin to get money. PIN is used only to send or pay money. Do not accept any unknown collection request. They scare you that your account will be blocked and then send you a fake link or ask you your personal information like PIN, OTP or bank details. Bank or UPI app never ask for KYC details on phone or messages. On the Lottery/Awards, the thugs send you an SMS or WhatsApp message that claims that you have won a big lottery or reward. To get the reward, they ask you to send a small ‘processing fee’ through UPI, or click on a link to give the bank details. Do not believe any such lottery and do not send money at all. Always remember, do not share your UPI PIN, OTP and password with anyone, even if he calls himself a bank officer. Check the recipient’s name and amount properly before making any transactions. By following these precautions, you can protect yourself from UPI fraud.