Poland Cost of Living: How much does it cost to live in Poland? Indian couple living in Warsaw shared monthly budget of ₹2.1 lakh


The first and biggest question in the mind of every Indian who dreams of settling or working abroad is what is the cost of living and daily life there. The reach of any foreign city cannot be understood only by the salaries received there; Rather, house rent, groceries, transport and weekend lifestyle together determine the actual expenses.

Meanwhile, an Indian working professional living in Warsaw, the beautiful capital of Poland, has shared the complete details of his monthly expenses with his partner on social media through a video. He told that the couple came to live a good and comfortable lifestyle in a premium area of ​​Warsaw. About 8,500 PLN i.e. about Rs 2.1 lakh every month Spends. This budget breakdown is becoming increasingly viral on social media among the youth and people who want to go abroad.

Biggest part of the budget: house rent and utility bills in the main city

The Indian youth told that the largest part of his entire monthly budget is spent on his residence i.e. home. The couple has chosen to live in Warsaw’s main commercial area (City Centre) to save daily travel time and enjoy a better lifestyle.

  • Rent and Utilities: Being in the main center of the city, the monthly rent of the apartment and the utility bills like electricity, water, gas etc. every month. Approximately 4,500 PLN (ie around Rs 1.1 lakh) Sits. Although this cost is quite high, but due to living in the main area, their connectivity is very good.

Debate on grocery budget: People of Poland surprised at expenditure of only ₹ 20,000

In the video, when the couple shared their monthly expenditure on food and groceries, a big debate broke out in the comment box. He told that both of them prepare pure and fresh food at home most of the time, which saves them from the huge expense of eating out in restaurants. According to him, every month about 800 PLN (about Rs 20,000) Expenses are incurred.

Many other expatriates and locals already living in Poland and Warsaw were shocked to hear this figure and gave a variety of reactions to the video:

  • User comments: One user quipped and wrote, “I think you guys eat too little, because 800 PLN for two people in Warsaw doesn’t seem like enough anyway. From my experience 1500 to 2000 PLN is more realistic.” Another local resident commented, “Only 800 PLN? Living alone, I spend about 2700 PLN (about ₹70,000) every month on groceries and basic food alone.”

Couple gives logical answer to low grocery expenses: office lunch card and vegetarian food

As questions about his grocery budget started rising on social media, the Indian youth very clearly explained the main reasons behind his low costs and lifestyle choices in the comments:

  • Lunch Card and Vegetarian Lifestyle: The young man wrote, “As a couple, we spend less than 1,000 PLN per month on groceries, as our diet is completely based on simple Vegetarian Indian Food. Additionally, we both receive daily lunch cards from our respective offices, which completely saves us lunch expenses on our working days.”

  • No Smoking-No Drinking: They further clarified that both of them do not smoke and also consume very little or no alcohol, due to which these expensive things which increase the bill in the supermarket are not included in their basket. Also, this 800 PLN budget does not include eating out on the weekend, food delivery, snacks or retail purchases like milk and water.

Lifestyle, house helper and other transport expenses

Apart from house rent and groceries, both working partners have also budgeted for their comfort and entertainment:

  • fun and games: The couple enjoys shopping in their free time and on weekends, dining out in good restaurants and playing sports like ‘Squash’ to keep themselves fit. Almost every month on all these social activities 1,500 PLN (about Rs 38,000) It costs Rs.

  • Domestic Help: Since both the partners are busy with corporate jobs, they have hired a house helper to help them in cleaning the house and carrying out heavy daily chores. That helper comes to the house once a week, whose monthly expenses are around 800 PLN (about Rs 20,000) Sits.

  • Transport and Cabs: For the daily commute in the city of Warsaw, he uses the excellent public transport (metro, tram, bus) and, if necessary, takes a cab (Uber/Bolt) when late or on weekends, which takes approx. 400 PLN (about Rs 10,000) Expenses are incurred.

  • Salon and Miscellaneous: Additionally, every month on salon, grooming and other small random purchases 500 PLN (approximately Rs 12,900) It costs extra.

International education expenses of children and family of 4 in Poland

At the end of the video, when the discussion turned to family planning and child-rearing costs in Europe, a user asked, “If one has a family of four, including two children, what should be the monthly salary to live a comfortably respectable life in Warsaw?”

In response, the Indian youth pointed out a very important financial aspect of the European education system. He told that if you want to educate your children in English Medium International Schools instead of local government schools in Poland, then the cost of tuition fees and extra-curricular activities is very high. In such a situation, a family of four with two children needs to live a premium lifestyle without any financial constraints in a metro city like Warsaw. Total household income of 20,000 PLN i.e. approximately Rs 5.1 lakh It is very important to have.