Now the hassle of bank lines is over in old age. With this facility of RBI, the bank will come to your home itself, know how?

News India Live, Digital Desk: Imagine, the elderly grandfather or grandfather of the house has to submit ‘Life Certificate’ for his pension, but it is very sunny outside or there is a lot of crowd in the bank. As we age, standing in long queues or climbing the stairs of a bank seems no less than a punishment. Sometimes they have to wait for hours even to withdraw small amounts.

Understanding our problem, the Reserve Bank of India (RBI) has taken an excellent initiative. Now elderly people above 70 years of age and disabled people will not need to go to the bank, rather the bank itself will deliver its services to their homes.

Who will get the benefit?
This feature is especially for those who:

• Whose age is 70 years or more.
• Those who are disabled or have serious problems in walking.
• Those who are visually impaired.

What work can be done sitting at home?
Through this ‘Doorstep Banking’ facility, many such tasks can be done in a jiffy, for which earlier the whole day was wasted:

1. Money Transactions: Asking or depositing cash sitting at home.
2. Check Book and Demand Draft: Requesting a check book or sending a ready draft home.
3. Life Certificate: The most important thing for pensioners is to submit ‘Life Certificate’ sitting at home.
4. KYC: Completing account related paperwork at home.

The easiest way to use (DSB App Tips)
Calling the bank at home is as easy as ordering food at home. All you need to do is use the ‘DSB’ (Doorstep Banking) app:

• First from Google Play Store ‘DSB App’ Download.
• Register your mobile number and select your bank.
• Select the service you want and choose the time slot as per your convenience.
• After booking, an agent of the bank will come to your address. For security, a code will come on your phone, only by showing which you will be able to avail the service.

a little advice
Keep in mind, banks charge a very nominal fee (usually Rs 75-100) for this facility, but considering the hard work and time of the elderly, it is very less. If there is any person in your house or nearby who faces difficulty in going to the bank, then definitely tell them about this government scheme.

After all, the real fun of technology is when it can make the lives of our loved ones a little easier!