look news india
If you are a government employee and your money is also deducted in the General Provident Fund (GPF), then this news is directly related to your savings. The central government has announced the interest rates on GPF and other related schemes for this quarter (October 1 to December 31, 2025).
Good news or shock?
This time the government has not made any change in the interest rates. You will continue to get interest on your GPF savings at the rate of 7.1% as before. The Finance Ministry has made its official announcement.
Then what is this GPF?
If you are still a little confused about GPF, let us understand it in simple language.
General Provident Fund (GPF) is a special savings scheme for government employees, joining which is mandatory. You can also call it the ‘safety net’ of your retirement.
How it works?: Every month a small portion (minimum 6%) of your salary is deducted and deposited into your GPF account.
What does the government do?: The government gives a fixed interest on your savings every three months, which this time is 7.1%.
Why is it the safest?: Because it is guaranteed by the government itself, your money is 100% safe.
How are interest rates decided?
A department of the Finance Ministry reviews the GPF interest rates every three months and then announces the new rates.
Not only GPF, 7.1% interest will be available on these schemes also
This interest rate of 7.1% will be applicable not only on GPF but also on many other similar government provident fund schemes, such as:
- All India Services Provident Fund
- State Railway Provident Fund
- Defense Services Officers Provident Fund
- And some other schemes.
So overall, if you are a government employee, your retirement savings will continue to grow at a safe and steady rate as before.