Bank Holiday: Will banks remain closed on Monday? Know the complete list of state-wise holidays of RBI on Mahanavami and Durga Puja.

With the festive season reaching its peak, if you are planning to visit a bank branch to handle important financial work like check clearance, cash deposit or making a draft, then do check the official holiday calendar of the Reserve Bank of India (RBI) before leaving home. Commercial bank branches will remain completely closed in many states and major circles of the country on Monday on the occasion of Mahanavami, Ayudha Puja and Durga Puja of Shardiya Navratri. However, this holiday is not uniform across the country, but has been implemented only in select states and cities under the Negotiable Instruments Act.

According to the official holiday list released by the Reserve Bank of India (RBI), all government, private, rural and cooperative banks in the following cities will remain closed on Monday due to the festival of Mahanavami, Ayudha Puja and Durga Puja (Dussehra):

• Kolkata (West Bengal): There will be holiday in bank branches due to the grand celebration of Durga Puja.

• Chennai (Tamil Nadu): Banks will remain closed on the occasion of Ayudha Pooja and Mahanavami.

• Patna (Bihar) and Ranchi (Jharkhand): Due to Mahanavami and Durga Puja, work in the branches will remain halted.

• Bhubaneswar (Odisha): There will be a holiday due to Durga Puja festival.

• Northeast India: Bank branches in Agartala, Aizawl, Guwahati, Imphal, Itanagar, Kohima and Shillong will remain completely closed.

Monday is a normal working day in the national capital Delhi, Uttar Pradesh capital Lucknow, Kanpur and major centers like Mumbai and Nagpur in Maharashtra and bank branches will remain open smoothly. There is a widespread bank holiday scheduled for Tuesday in these states mainly on the occasion of Vijayadashami/Dussehra.

Despite physical operations in the branches being closed, customers will not face any problem in transactions. All the following essential banking services will remain uninterrupted 24 hours for the common citizens:

1. ATM (ATM Cash Withdrawal): Cash withdrawal facility will be available normally from ATMs and cash recyclers of all banks.

2. UPI and Mobile Banking: Instant money transfers and bill payments can be made through Google Pay, PhonePe, Paytm or the bank’s official apps (like YONO, iMobile).

3. Net Banking and IMPS: The facility of fund transfer (IMPS/NEFT) through Internet Banking will remain operational at all times.

4. Note: Only tasks like check clearance and submitting forms by visiting the bank branch will be affected in the holiday states.