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On the occasion of 15th August Independence Day, there is a fierce battle of offers in the Indian e-commerce and retail market. Leading online shopping platforms Amazon India, Flipkart and leading electronics retailer Vijay Sales have announced their annual Mega Freedom Sale. MRP cuts of 70 to 80 percent are being given on smartphones, laptops, smart TVs, refrigerators, ACs and home appliances. However, this festive season, the real and biggest savings are not coming from product discounts alone, but from the combination of the right credit card and payment offers. If you are also planning to purchase in this sale, then it is very important to know on which platform you will get the highest instant discount and cashback on the credit card you have.
Amazon Great Freedom Sale: Dominance of HDFC and Amazon Pay ICICI cards
The biggest benefit in Amazon’s Great Freedom Sale is available to those customers who have HDFC Bank credit card or EMI transaction option. Amazon is offering flat 10% instant discount on HDFC Bank credit cards and EasyEMI payments. Additionally, unlimited cashback of 5% is available with no upper limit for Prime customers using the co-branded ‘Amazon Pay ICICI Bank Credit Card’. If you are buying gadgets, fashion and home appliances with a medium budget, the combination of Amazon’s bank coupons and no-cost EMIs gives the most effective savings.
Flipkart Freedom Sale: Bumper deals for SBI and Axis Bank cardholders
Flipkart has partnered with the country’s largest public sector bank SBI for its Freedom Sale. 10% instant discount is being given directly on State Bank of India credit card and credit EMI transactions. Apart from this, customers get 5% direct cashback on payment through ‘Flipkart Axis Bank Credit Card’. When combined with the SBI card discount on premium smartphones like the iPhone series, Samsung Galaxy models and premium TVs, the net effective price of electronics on Flipkart comes down significantly.
Vijay Sales Mega Freedom Offers: Record discounts on major electronics and home appliances
If you are looking to buy large home appliances like a side-by-side refrigerator, 4K OLED TV, washing machine or premium laptop, Vijay Sales is offering the heaviest discounts on credit cards across both online and offline stores. Vijay Sales is offering an instant discount of up to Rs 15,000 on HDFC Bank Credit Card EMI. Apart from this, a huge instant discount of up to Rs 20,000 has been made available on American Express (Amex) cards, up to Rs 12,000 on HSBC bank cards and 5% to 10% on ICICI, IDFC First and Bank of Baroda (BOB) cards. Vijay Sales Bank offers are providing the highest cash savings for high-ticket size purchases i.e. purchases above Rs 50,000.
Platform Comparison: Which platform and card will be best for you?
HDFC Card and Amazon Pay ICICI Card have emerged as the best options for cheap and budget-friendly gadgets, kitchen accessories and grocery on Amazon. Whereas in the category of new smartphones, laptops and fashion wearables, SBI Credit Card’s instant 10% cut on Flipkart is giving the highest margin. If you plan to buy home appliances, premium TVs or multiple gadgets above Rs 1 lakh, Vijay Sales’ multi-bank EMI offers are the ultimate money saver. Before making a purchase, please check the bank offer terms, minimum cart value and processing fees in the cart so that you can get maximum benefit on final billing.