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News India Live, Digital Desk: With the increasing trend of digital payment (UPI) in the country, cyber thugs have found a new and extremely vicious method of cheating, which is called ‘Jumped Deposit Scam’ It is being said. The special thing about this scam is that in this the fraudsters first send money to your account and then make you their victim. Recently, police and financial institutions have issued an alert in this regard, because in this the psychological state of the user is directly taken advantage of without any technical knowledge or ‘hacking’.
How does the ‘Jumped Deposit’ Scam Work?
The method of this fraud is quite complex and fast, hence it is named ‘Jumped’:
Small Deposit: First of all the fraudsters send small amounts like ₹10, ₹50 or ₹100 to your bank account.
Arousing curiosity: Seeing the sudden amount of money in the account, the user opens his banking app and checks the balance.
Collect Request: Right when the user is active in the app, the fraudster will steal a large amount of money (like ₹10,000 or ₹50,000). ‘Collect Request’ Sends.
Benefit of mistake: The user thinks that this is probably a process of returning the money received or checking the balance. User in a hurry UPI PIN Registers.
Fund Jump: As soon as the PIN is entered, the money ‘jumps’ from your account to the fraudster, who transfers it to dozens of different accounts in a matter of moments so that it cannot be tracked.
Police and experts warn
According to cyber police, fraudsters also often call asking for ‘help’ or pretending to ‘transfer money by mistake’. They put psychological pressure on the user so that he puts the PIN on the request sent by them without thinking.
Ways to keep yourself safe
Golden Rule: remember that money Receive UPI PIN is never required. If someone is asking for PIN, it means that money is going from your account.
Waiting period (Wait it out): If suddenly an unknown amount has come into your account, do not take any action immediately. Payment requests sent by fraudsters often expire within 5-10 minutes. Wait at least 15-20 minutes.
Read the screen carefully: Always on top of PIN entry screen “Payment” Or “Sending to” It is written. If you see this, stop immediately.
Direct to Bank: If someone calls and says they sent you money by mistake, tell them to contact their bank and report ‘wrong credit’. Don’t send money back yourself.
What to do if you are cheated?
If you fall victim to this scam, without delay:
Immediately 1930 Call (Cyber Crime Helpline).
government portal www.cybercrime.gov.in File a complaint at.
Notify your bank so it can try to block the transaction.
