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News India Live, Digital Desk: Do you want to earn big profits at low risk? Post office A great plan has been brought for you, named ‘Gram Suraksha Yojana’. It is an excellent life insurance scheme that gives benefits of both savings and security. You can get a return of lakhs of rupees on maturity by depositing small amount regularly.
Who can invest?
People from the age of 19 years to 55 years can take this scheme.
How much can you invest?
You can choose at least ₹ 10,000 and at least ₹ 10 lakh sum assured (insurance amount).
Ways to deposit premium
It is also very easy to deposit premiums in this scheme. You can submit a monthly, quarterly, half-yarly or yearly premium as per your convenience.
The main things and benefits of the plan:
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Grace period: If you forget to collect the premium, then you get a 30 -day grace period.
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Loan facility: You can also take a loan on it after 4 years of taking the policy.
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Surrender Options: If you suddenly need money, you can also surrender your policy after 3 years.
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Nominee change facility: You can change your nominee (beneficiary) anytime during the policy.
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Death benefits: When the policyholder dies, the nominee gets the benefit of bonus with full insurance amount (Samshord).
How to get bumper returns? (Example)
If you take a ‘Gram Suraksha Yojana’ with a sum of Rs 10 lakh at the age of 19, then:
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At maturity at the age of 60: You have to submit a premium of about ₹ 1411 (or ₹ 1411.39) every month. On maturity, you will get a bumper profit of more than ₹ 34.60 lakh (about ₹ 34,60,000).
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At maturity at the age of 55 and 58 years: Similarly, if you take maturity at the age of 55, then you will get around ₹ 31.60 lakh and about ₹ 33.40 lakhs in 58 years.
This plan is very good for those who are looking for safe and attractive investment for their future.