look news india
As soon as a new credit card comes in hand, the biggest question is how to start using it and how to generate its secret PIN (Green PIN) sitting at home. If you have got a credit card for the first time in your life and you want to avoid visiting the bank, then there is no need to worry at all. In today’s digital era, you can set the PIN of your card yourself within a few minutes by following very easy steps. For this you do not need to go to any branch of the bank, rather this entire work can be done easily through your smartphone or internet banking.
Use net banking and mobile app
The most popular and secure way to generate credit card PIN is through the bank’s official net banking or their mobile application. First of all, login to the net banking portal of your bank or open their official mobile app. After this go to the section ‘Credit Card Services’ or ‘Card Management’. Here you will see an option to ‘Generate Credit Card PIN’ or ‘Set Green PIN’. After clicking on it you will have to enter your new 4 digit preferred PIN. After this, a one-time password i.e. OTP will come on your registered mobile number. As soon as you enter that OTP, your secret PIN will be immediately activated and your card will be completely ready for use.
Easy way to generate PIN through ATM machine
If you do not want to use internet banking, you can easily generate your credit card PIN through your nearest ATM machine. For this, go to your bank or any authorized ATM center and swipe your credit card in the machine there or insert it in the chip reader. Select the option of ‘PIN Generation’ or ‘Green PIN’ from the options given on the screen. After this enter your registered mobile number linked to the bank account or card. An OTP will be sent to your phone which will have to be entered on the ATM screen. After the OTP is verified, you can confirm it by entering any four-digit secret PIN of your choice.
Customer care call and SMS service option
Many banks also provide their customers the facility to generate PIN instantly through phone call and SMS. You can generate the PIN by calling the official customer care number of your bank and following the instructions of the automated voice response system. Apart from this, some banks also allow creating PIN by sending SMS from the registered mobile number in a special format. During this entire process, you should take special care that never share your secret PIN with anyone, even if he is a bank employee. Always keep your PIN in such a way that no one can guess it easily, so that your card remains completely safe.