look news india
For crores of employed employees of the country, Provident Fund (PF) is not just a normal means of savings but is also the strongest financial support for their old age after retirement. Like every year, this time also more than 7 crore EPF account holders of the country have their eyes fixed on their PF passbooks to know when the government will transfer the interest amount on their investments.
The Employees’ Provident Fund Organization (EPFO) has decided to retain a strong interest rate of 8.25% for the financial year 2025-26. However, due to some administrative paperwork and technical upgradation processes, this money is taking some time to appear digitally in individual accounts. Let us know when this huge amount will be credited to your account after the green signal from the Finance Ministry.
Awaiting final approval from Finance Ministry; Money may come this month
The Central Board of Trustees (CBT), the apex decision making body of the Employees Provident Fund Organisation, had officially recommended 8.25% interest rate for the financial year 2025-26 in its high-level meeting on 28 February 2026 itself. Now this proposal has been sent to the Ministry of Finance, Government of India for final financial and administrative approval.
As soon as the approval of the Finance Ministry is given, the interest amount will start being credited simultaneously in more than 7 crore active accounts of the country. If we look at the trend, interest started appearing in the accounts during June-July last year. On this basis, it is expected that this time also the interest amount will be updated in the passbooks of the employees by the end of June or beginning of July 2026.
Don’t worry about delay in passbook entry, you won’t lose even a single rupee.
EPFO’s official clarification: Often, as the month of June passes and the interest amount does not appear in the passbook on time, employed people get worried that they may be facing losses. But as per EPFO rules, there is no negative impact on your hard-earned money due to administrative, software updates or technical delays.
Technical calculation of profit and interest is always for the entire financial year. Monthly and Annual Running Balance Is decided on cumulative basis. Therefore, even if its official digital entry is delayed in your passbook by a month or two, you are given your full entitlement of 100% without any interest deduction or financial loss.
Check your PF balance at home using these 4 easy digital methods
EPFO has made the entire process of balance checking extremely transparent and easy to promote digital convenience and ‘ease of living’ of its account holders. You can check your status within minutes with the following in-built methods:
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EPFO Official Portal: Go to the main ‘Citizen Passbook Portal’ of EPFO. there my UAN (Universal Account Number) And enter the password and fill the captcha code. As soon as you login, the entire passbook including interest will be downloaded on your screen.
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UMANG App (Government Mobile Application): Download the UMANG app from Play Store or App Store on your smartphone. In this, search EPFO and go to ‘View Passbook’ option and check your live balance through OTP verification.
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Missed Call Service: If you do not have internet access, log in from the registered mobile number linked to your PF account. 011-22901406 Give a missed call. After two rings, the call will be automatically disconnected and within a few seconds an SMS of your total balance will come on your phone.
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SMS Service: From your registered mobile number in capital letters “EPFOHO UAN ENG” Type (the last three letters determine your language, e.g. HIN for Hindi) and type 7738299899 Send it to. You will get complete information about your PF contribution in an instant reply.