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Credit score is a mirror of the financial reputation of any person. Be it a home loan, personal loan or a new credit card—the first thing banks check is the CIBIL score. CIBIL score is determined between 300 to 900 points, in which 750 or more The score is considered …
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Can the credit card billing cycle be changed? Know the official rule of RBI and the formula to choose the right date as per salary.
The biggest concern when using a credit card is to pay the bill on time and avoid penalties or heavy interest. Many times it happens that the credit card bill comes at that time of the month when the balance in the bank account is low, while the salary is …
Read More »Health Insurance Renewal: Before renewing the policy, definitely check these 5 important things, a slight mistake can result in loss of lakhs at the time of claim; Learn complete mathematics
Annual renewal of health insurance policy is usually done as a formal process by just paying the premium, but this negligence leads to loss of lakhs of rupees during emergency treatment. Amidst the rapidly changing regulations in the health insurance sector, rising hospital charges and the latest guidelines of the …
Read More »Not a single rupee will be deducted if the train is cancelled! Know the correct rules and process to get full refund on IRCTC e-ticket and railway counter ticket.
Lakhs of passengers traveling in Indian Railways sometimes face such unexpected situations when the train is suddenly canceled completely or partially due to technical fault, bad weather, natural disaster or track maintenance. In such a situation, the biggest concern of the passengers is about the money for the ticket. Railway …
Read More »Inculcate the habit of saving ₹ 10 daily in children: SIP of just ₹ 300 per month will create a fund worth lakhs, understand the complete mathematics of compounding on 10%, 12% and 15% returns.
Parents often think that saving thousands of rupees every month is necessary to build a big fund, but the law of compounding proves that time and consistency are more important than the amount. Teaching children the importance of digital savings and investments along with putting coins in their piggy banks …
Read More »EPFO 15th October Deadline: Companies have chance only till 15th, if ECR filing is missed, heavy fine will be imposed; Know what will be the impact on employees’ pockets and interest
The date of October 15 is very important for salaried employees and employers (companies) across the country. Under the statutory rules of the Employees’ Provident Fund Organization (EPFO), it is legally mandatory to deposit Provident Fund (PF), Pension (EPS) and Insurance (EDLI) contributions of the previous salary month as well …
Read More »National Steel Policy 2047: India’s ambitious roadmap of 604 MT steel production capacity, biggest bet on ‘green steel’ and decarbonization
The Steel Ministry has unveiled a historic and far-reaching industrial roadmap to make India a global manufacturing and infrastructure leader. Under the new vision of the National Steel Policy (NSP), an ambitious target of increasing the crude steel production capacity to 604 million tonnes (MT) per year has been set …
Read More »Bank’s negligence will cost heavily: Customers will get compensation ranging from ₹ 100 to ₹ 5,000 per day, know the strict rules of RBI that will give you your rights.
Despite the expansion of technology in banking services, millions of account holders still have to face negligence and delay of banks. Sometimes the amount is deducted from the account due to non-withdrawal of money from the ATM, and sometimes the original documents (Registry/Sale Deed) of the property are not returned …
Read More »EPFO Pension Calculation: How much monthly pension will you get on retirement after 10 years of service and salary of ₹ 28,000? understand the complete mathematics
Provident Fund (PF) is deducted every month from the salary of crores of employees working in the private sector, but most of the employees are not clear how much amount they will get as monthly pension after retirement. As per the rules of Employees’ Provident Fund Organization (EPFO), an employee …
Read More »Xiaomi’s explosive entry in the Indian flagship market: Xiaomi 18 Pro launch set in India
To dominate the world of premium smartphones, Xiaomi has made its most ambitious move so far in India. Chinese giant Xiaomi has officially unveiled its much-awaited super-flagship smartphone ‘Xiaomi 18 Pro’ on the grand stage of India Mobile Congress (IMC 2026) held in New Delhi. Along with this, the company …
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