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IRCTC Travel Insurance Policy : Today every corner of India is connected, so Indian Railways has made a huge contribution in this. Today almost every state of India from east to west and north to south is connected by railways. Train is a medium through which it has become easy for crores of people to reach any part of the country today. However, it is also true that trains are yet to be run in some hilly areas.
Traveling by train is considered cheap, but it is often seen that many people's homes are also ruined in train accidents. So sometimes news of train accidents also comes to the fore. In such a situation, rail insurance comes in handy in this accident, passengers are advised to take insurance through railways. In this article, we are going to tell you how you can avail insurance up to Rs 10 lakh while booking tickets.
The passenger gets insurance up to Rs 10 lakh,
Perhaps you might know, if you don't know then let us tell you for your information that IRCTC provides travel insurance facility to passengers not of 1-2 lakhs but of about 10 lakh rupees. Ticket booking.
Insurance up to Rs 10 lakh by spending 45 paise
For your information, let us also tell you that by spending about 45 paise on a train ticket, you can get the benefit of insurance up to Rs 10 lakh. Yes, Indian Railways charges only 45 paise while booking a ticket and in return you can get a benefit of Rs 10 lakh in case of any untoward incident. Let us tell you that this amount is given to the injured person and the family members of the deceased.
How to choose travel insurance?
Let us tell you that you can avail the benefit of this travel insurance through IRCTC. Yes, passengers are given the option to choose travel insurance while booking train tickets through IRCTC.
Let us tell you that whenever you book a ticket from IRCTC's website, before making the payment, you get the option to take insurance or not. When you book a ticket by choosing the insurance option, a link is sent to your e-mail. You can avail the benefits of the policy by filling the relevant information like name, mobile number and nominee details in this link.
What is the process for making an insurance claim?
The process of making an insurance claim is quite simple and you can easily avail the benefits. Yes, the affected person or the nominee can make a claim in case of a railway accident.
To claim insurance, you first have to contact the insurance provider company. After this, after getting all the information from the company, you can claim. Let us tell you that to claim, it is very important to have documents like Aadhar card, death certificate, train ticket etc. of the nominee or passenger. For your information, let us also tell you that you have to claim within four months of the accident.
