Thinking of getting FD? Know which bank including SBI, PNB, HDFC and ICICI is giving the highest interest.

Even today, when it comes to safe investment, most Indians rely only on bank fixed deposits (FD). This is an option where your money is not only safe, but you also get a guaranteed return.

If you also want to earn good interest by investing your hard-earned money in FD, then this news is for you only. Let us know which bank is currently giving the highest profit on FD to its customers.

Elderly people own silver and get more interest.

Senior citizens get the biggest benefit of FD. If your age is 60 years or more, then banks give you up to 0.50% more interest than ordinary customers. Therefore, if you make an FD in the name of your parents, you can get more benefits.

Advice: Keep an eye on special offers

Often banks launch special FD schemes for certain days, like 390 days, 444 days or 999 days. These special schemes offer higher interest than normal FDs. Therefore, before making FD, definitely know about these offers.

How much interest is being given in which bank? (November 2025)

Here is a list of interest rates offered by some of the major banks in the country:

• Punjab National Bank (PNB): This bank offers its 390 days special FD to both common people and senior citizens. 7.10% Is giving excellent interest.
• HDFC Bank: This bank offers 6.60% to general customers and 6.60% to senior citizens on FD of 18 to 21 months. 7.10% Is offering interest.
• ICICI Bank: Here you will get 6.60% for general people and 6.60% for senior citizens on long term FD of 2 to 10 years. 7.10% Getting interest of Rs.
• Kotak Mahindra Bank: This bank offers 6.70% to general customers and 6.70% to senior citizens on 23 months FD. 7.10% Is paying interest.
• Federal Bank: In its 999 days scheme, this bank offers 6.70% to the common people and the highest to the senior citizens. 7.20% Is paying interest up to Rs.
• Canara Bank: Canara Bank’s 444 days special FD gets 6.50% for common people and 6.50% for senior citizens. 7.00% Getting interest of Rs.
• State Bank of India (SBI): The country’s largest bank is offering 6.45% to common people and 6.45% to senior citizens on FD of 2 to 3 years. 6.95% Is paying interest.
• Union Bank of India: This bank offers 6.10% to general customers and 6.10% to senior citizens on 3 year FD. 6.60% Is paying interest.

(Note: Interest rates may change from time to time, please check the official website of the bank before investing.)