You can withdraw money from your old bank account, know the easy way to get full money back:

Is money in any of your old bank accounts Is it stuck? Don’t worry! Now it has become very easy to withdraw money from passive bank accounts. According to the new rules of the Reserve Bank of India (RBI), you or your legal successor can get back this money at any time, even if the account has not been inactive for two years or more.

What is a passive account?

If there is no transaction in a bank account for 2 years or more, that account is considered passive. The amount deposited in such an account can be transferred to RBI depositor Education and Awareness (DEA) fund. However, the account holder or his legal successor can claim this amount at any time.

Easy withdrawal process

Go to the nearest bank branch: You don’t need to go to your original bank branch, you can go to any bank branch.

Submit KYC documents: Keep documents like Aadhaar card, passport, voter ID or driving license.

Fill the form: You have to fill a simple form in the bank

Get money after verification: The bank will verify the documents and you will get your money back with interest within a few days.

Special initiative of RBI

RBI is organizing special camps in every district from October 2025 to December 2025 to create awareness about uncured deposits across the country. In these camps you can get more information about your account status and money withdrawing process.

Bank will not charge any fee

According to RBI rules, the bank cannot charge any fine or fee for reactivating the passive account or withdrawing money. Therefore, your deposit and interest on it is completely safe.

Information on bank’s website and branches

Under the new rules, banks clearly provide information about uncured deposits on their website and branches. If you have any doubt about your old account, then contact the bank today, complete the process with the necessary documents and get your hard earned money back.