look news india
Post Office Schemes: Indian Post Office runs many schemes for the customers. There are many small savings schemes in it. At the same time, they are going to provide security to the family in some difficult times. The Public Safety Scheme of the Post Office is also similar. It includes 3 schemes. Under Post Office Jan Suraksha Yojana, you can invest in Pradhan Mantri Jeevan Jyoti Bima Yojana, Pradhan Mantri Suraksha Bima Yojana and Atal Pension Yojana. You can arrange big help for yourself and your family by making a small investment from your earnings. Know about these schemes here-
Prime Minister Jeevan Jyoti Insurance Scheme
This is a term insurance plan that provides financial assistance to your family in your absence. Under this scheme, financial assistance of up to Rs 2 lakh is given to the family of the insured in case of his death. This help can fulfill many needs of the family in difficult times. If a person wants to take advantage of this scheme of the government, then he has to buy this plan by paying only Rs 436 annually. 436/12=36.3 i.e. if a person saves about Rs 36 every month, then he can easily pay its annual premium. Any person between 18 to 50 years can buy this insurance scheme.
Pradhan Mantri Suraksha Bima Yojana
Pradhan Mantri Suraksha Bima Yojana can especially benefit those people who are financially weak and cannot pay the premium of private insurance companies. Suraksha Bima Yojana, launched in 2015, provides insurance cover up to Rs 2 lakh in case of an accident. For this scheme the annual premium has to be paid only Rs 20. This is an amount which even people belonging to poor class can easily pay. If the insured person dies during an accident, the sum assured is paid to his nominee. Whereas if the policy holder becomes disabled then he gets an assistance of Rs 1 lakh under the rules. The benefit of this scheme can be availed between the age of 18 years to 70 years. If the age of the beneficiary is 70 years or more then Pradhan Mantri Suraksha Bima Yojana will be terminated.
Atal Pension Yojana
If you also want to arrange regular income for your old age, then you can invest in the government's Atal Pension Yojana (APY). Through this scheme of the Government of India, a monthly pension of up to Rs 5,000 can be obtained. However, the amount of pension you will get depends on your investments. Any Indian citizen who is not a taxpayer and whose age is between 18 years to 40 years can contribute to this scheme of the government.