What is ‘Jumped Deposit Scam’ and how to avoid it?

Online fraud criminals are targeting people in new ways every day. A new one in this series ‘Jumped Deposit Scam’ has come to light, which UPI users Is designed to deceive. In this scam, fraudsters cleverly trap the victim and withdraw money from their bank account.

Let us understand how this scam happens and how it can be avoided.

How does ‘Jumped Deposit Scam’ work?

In this fraud, cyber criminals adopt the following methods:

1. Depositing Small Amounts:
   First of all in the bank account of the fraud victim A small amount through UPI (like ₹1 or ₹5).
2. Large amount request:
   After this they call or message the victim and Fake request to return huge amount Let’s send.
3. Getting the victim’s PIN:
   • As soon as the victim gets the notification of deposit of money, they can check the balance. Open the UPI app and enter your PIN,
   • Meanwhile the thug is already a fake transaction request Have sent.
   • As soon as the victim enters their PIN, the request is accepted and the money is stolen from their account.

Tamil Nadu police warning

Tamil Nadu Police Has advised the public to be cautious about this scam.

• Complaints are increasing:
  Many complaints of such fraud are being registered on the National Cyber ​​Crime Reporting Portal.
• Take precautions:
  Police have said that if money comes into your account from an unknown person, then immediately exercise caution and take any step thoughtfully.

How to avoid this scam?

1. Do not check balance immediately:
   • If money comes into your account from an unknown person, avoid checking the balance immediately.
   • Wait 15-30 minutes. During this time the time of fake request will expire and fraudsters will not be able to use your PIN.
2. Enter wrong PIN:
   • If it is necessary to immediately check the balance, then deliberately wrong PIN Enter.
   • By doing this any pending request Can be rejected, so your money will be safe.
3. Identify fake requests:
   • Be cautious when receiving money or request from an unknown person.
   • Never accept a request without confirming.
4. Complain on Cyber ​​Crime Portal:
   • In case of any fraud immediately National Cyber ​​Crime Reporting Portal (NCRP)cybercrime.gov.in, File a complaint at

Precautions and Tips

• Keep UPI PIN confidential:
  Do not share your PIN with anyone.
• Secure use of UPI:
  Be alert to avoid fraudulent transaction requests.
• Education and Awareness:
  To avoid such fraud, make friends and family aware.