Monday , December 23 2024

Useful news: Accident insurance of Rs 2 lakh will be available at a premium of Rs 20, avail the benefits of the government scheme like this

New Delhi: Pradhan Mantri Suraksha Bima Yojana: Hospitalization has become very expensive these days. Especially for economically weak people. Crores of rupees are spent on major diseases and medical tests. Keeping this in mind, Modi government has come up with a special scheme. Its name is Pradhan Mantri Suraksha Bima Yojana. Insurance of Rs 2 lakh is available in this scheme.

Accident insurance for Rs 20

Apart from this, the premium of insurance companies is also very expensive. In such a situation, poor people are not able to get the benefits of the insurance company's scheme. This is the reason why Modi government has started this scheme. In which only Rs 20 has to be invested and an insurance of Rs 2 lakh is available. This is an accident insurance.

People between 18 to 70 years can avail the benefit of this scheme.

This scheme was started by the government in 2015. People in the age group of 18 to 70 years get the benefit of this scheme. Its premium has to be paid into the bank account. This policy is linked to the bank account. A premium of Rs 20 is deducted when the account is linked.

How much profit?

If someone has made nomination in this policy. Dies or becomes disabled in a road accident. So an insurance of Rs 2 lakh is available. If the person dies then the nominee receives the sum assured. Along with this, if a person has become partially disabled due to an accident, then an amount of Rs 1 lakh is given.

These documents are necessary for application

    • Aadhar card
    • Voter ID Card
    • income certificate
    • Bank account details
    • age certificate
    • passport size photograph
    • passport size photograph

How to apply for Pradhan Mantri Suraksha Bima Yojana?

    1. First of all go to the official website https://www.jansuraksha.gov.in/.
    1. The option of Forms will appear here. By clicking there you will have to click on Pradhan Mantri Suraksha Bima Yojana.
    1. After this you have to click on the application form. After clicking on the form you will have to select the language.
    1. After this the required information will have to be filled in the application form. All necessary documents will have to be uploaded.
    1. After the documents are uploaded, the form has to be submitted by clicking on the submit button.
  1. If you want to apply offline then you will have to contact the bank.