look news india
News India Live, Digital Desk: GPAY SECURITY: Today our life has become something like this. From buying vegetables to sending money to friends, UPI (Unified Payments Interface) has become our habit. It is so easy and fast that there is no need to keep cash in the wallet. But as fast as it sends this money, the more rapidly a small negligence can empty your bank account.
Online cheating thieves are looking for new ways every day so that they can clear your hands on your hard earned money. They know that you trust UPI a lot and they take advantage of this trust. But if you take some precautions, then you can easily beat these thieves.
Let us know, those 5 big mistakes, which people often make while making UPI, and you should always avoid.
1. UPI PIN share with anyone
Remember: Your Upi pin The key of your bank locker or your ATM card is similar to the pin. Just like you do not tell your ATM pin to anyone, similarly UPI PIN should also be kept completely secret. No matter how real someone is, or if someone intimidates themselves as a bank employee, never tell your pin to anyone. Payment Take Never need to put a pin for. Pin only payment Do Is for
2. Click on Unknown Link or QR Code
“You have won a lottery of ₹ 5000! Click on this link to get the reward.”
“Your electricity bill is outstanding, scan this QR code for immediate payment.”
If you get such messages too, be careful! This is a mesh laid of thieves. Avoid clicking on any unknown or doubt links or scanning the QR code. They often take you to a fake payment page, where your account gets empty as soon as you put a pin. Always remember, relying on any link without thinking means to feast on trouble.
3. Payment on Public Wi-Fi
It is very fun to use the free Wi-Fi of railway stations, cafes or malls, but it is equally dangerous. These public networks are often not safe and hackers can easily monitor them. If you do any financial transaction using such Wi-Fi, then the risk of theft of your bank details increases manifold. Always use your mobile data or any safe private Wi-Fi for money transactions.
4. Download Fake Apps
Google Pay, PhonePe, Paytm … As soon as an app is popular, hackers make fake apps with a similar name and put it on the app store. These fake apps are absolutely real in appearance, but their aim is to steal your personal and banking information. Always download any payment app from official store like Google Play Store or Apple App Store and definitely check the number of reviews and downloads before downloading.
5. Do not verify the name before sending money
In a hurry, we often enter the phone number or UPI ID and press the ‘Send’ button without checking the name. Many times, the money goes to the account of an unknown person by the mistake of only one digit, which is almost impossible to get back. Whenever you send money to someone, after entering the amount, confirm the name of the person appearing on the screen once whether he is right or not.
Caution took place, accident happened. UPI has made our life easy, but it is our own responsibility to keep it safe. A little understanding can save you from great damage.