look news india
UPI apps have become the easiest way to make online payments these days and crores of digital payments are being made daily through Unified Payments Interface (UPI). This is the reason why cyber attackers are also on the lookout to cheat users. Every day attempts are made to scam UPI through different methods and tricks, so you should be alert. Let us tell you what kind of UPI scams are happening the most these days and how to stay safe from them.
UPI PIN to receive money
There have been many such cases where users are lured in different ways and are told that a large amount of money is being sent to them through UPI. Often this type of scam happens over a call and the caller asks you to enter your UPI PIN to verify the amount being transferred to you. As soon as you enter the PIN, instead of the money coming into your account, the amount is deducted from your account.
Remember, you do not need to enter the UPI PIN to receive any kind of payment. You should enter the PIN only when you want to pay someone.
Claim for money sent to the account by mistake and asking for it back
You may have received a message related to sending money to your account, in which an unknown person claims that he has mistakenly sent a large amount to your account. He asks for the money back, mentioning his mistake and explaining his helplessness. Many times the screenshots shared by him are fake and no money is credited to your account. Instead of returning the money to someone in a hurry, you can send money to him from your account yourself.
First of all, if someone claims to have sent money to your account, do not trust him immediately and do not be in a hurry to return the money. First of all, decide whether money has really come to your bank account or not and only then take any decision.
Fake UPI apps help in fraud
There are many such apps available on third party websites and stores, which are completely fake but with their help the successful status of any payment can be shown. For example, after scanning the QR code, these apps show 'Payment Successful' status on the screen. In such a situation, it seems that the amount has been sent but it does not happen. In such a situation, always confirm whether the amount has reached your account or not.