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Due to digitalization, online payments have grown rapidly in just a few years. In such a situation, the security of the user's account and financial details is important. In such a situation, to deal with these threats and secure UPI transactions, you can use biometric authentication.
Before knowing about its benefits, you should know about it in detail. Here we will answer every important question that comes to your mind.
What is biometric authentication?
Biometric authentication adds another layer of security to your account.
In this, verification is done based on the specific physical and behavioral patterns of the user.
This can include fingerprints, iris patterns, face recognition, voice recognition, and even behavioral patterns like typing speed.
That means this feature provides special and better security apart from password and PIN.
Why is biometric authentication necessary in UPI?
Old methods like passwords and PINs to protect UPI transactions are leaving users vulnerable to hacking and phishing attacks.
In such a situation, biometric authentication can be a safe option, which adds another layer to your security and can also reduce the risk of fraud and unwanted access to a great extent.
What are the benefits of biometric authentication?
Biometric authentication keeps your account more secure as biometric data is unique to each individual.
Like a password, it cannot be hacked or stolen, so scammers will not be able to access it.
Biometric authentication will eliminate the need to remember and enter passwords or PINs.
Users will be able to quickly verify it using their biometric data, such as fingerprint or face scan.
This will simplify the login process and eliminate the hassle of managing and remembering different passwords for different accounts.
This will increase people's trust in digital transactions and more people will join this facility.
Biometric authentication can also reduce risks such as fraud and identity theft. This is because scammers will not be able to use a fake user ID.