Increasing technology has given people the opportunity to continuously move forward and along with it there has been a change in payment in India. As we all can see that UPI payments have gained a lot of popularity in the last few years. However, the risk of becoming a victim of scams and fraud is also increasing.
People in India mainly use PhonePe, Google Pay, Paytm, or any other UPI-enabled app. In such a situation, to avoid scams, you will have to keep some tips in mind, about which we are going to tell you.
Checking Payment Details:
Always check the recipient's information, such as phone number, bank account and UPI ID, carefully before making a payment. There may be a risk of losing money if incorrect details are entered.
Prevent phishing:
Do not share your UPI credentials, OTP and personal information with anyone. Scammers may try to steal your money through phishing, so be careful.
Take care of safety:
Use security methods like PIN, pattern, fingerprint or face unlock in UPI apps. With this we can avoid scammers.
App lock and biometric usage:
Use security features like app lock and biometric authentication to prevent any unauthorized users from accessing your apps.
Keep track of application updates:
Always keep all the applications you use updated. It can improve your security through new security updates.
Security of OTP and PIN:
Never share your OTP or UPI PIN with anyone, no matter how trusted. This information is never asked for by the application or anyone.
Use a secure network:
Whenever possible, use a secure network for access and use updated antivirus software.