These banks are giving interest up to 9% in 2025, know complete details

in the new Year Fixed Deposit (FD) This is a great opportunity for investors. Some? Small Finance Bank Even now they are offering attractive interest up to 9%. These rates are available for deposits less than ₹3 crore and investors below 60 years of age. If you are planning to invest with safe and assured returns, then these banks can be a great option for you.

These banks are giving interest up to 9%

1. Unity Small Finance Bank

• Interest Rate: 9%
• Duration: 1001 days

2. Northeast Small Finance Bank

• Interest Rate: 9%
• Duration: 546 to 1111 days

3. Suryoday Small Finance Bank

• Interest Rate: 8.60%
• Duration: 2-3 years

4. AU Small Finance Bank

• Interest Rate: 8%
• Duration: 18 months

5. Equitas Small Finance Bank

• Interest Rate: 8.25%
• Duration: 888 days

6. ESAF Small Finance Bank

• Interest Rate: 8.25%
• Duration: 2-3 years

7. Jana Small Finance Bank

• Interest Rate: 8.25%
• Duration: 1-3 years

8. Ujjivan Small Finance Bank

• Interest Rate: 8.25%
• Duration: 12 months

9. Utkarsh Small Finance Bank

• Interest Rate: 8.50%
• Duration: 2-3 years or 1500 days

Are small finance banks safe?

AU Small Finance Bank According to, Reserve Bank of India (RBI) All small finance banks are regulated by. On these banks also like big banks strict rules Further provisions apply, such as:

1. Statutory Liquidity Ratio (SLR)
2. Cash Reserve Ratio (CRR)

Under these rules, small finance banks also ensure the safety of customers.

conclusion: Small finance banks, like other big banks, are considered safe.

Interest payment options on FD

By investing in FD you get the following interest payment options:

• monthly payment
• quarterly payment
• half yearly payment

While choosing the method of interest payment, financial needs And benefit plan Take care of.

What things should be kept in mind while investing in FD?

1. Compare interest rates: Check and understand the interest rates of different banks.
2. Select period: Decide the tenure of FD as per your need.
3. Risks and Safety: While investing in a small finance bank, keep in mind the RBI regulations and the performance of the bank.
4. Liquidity: Make sure your investments provide liquidity as per your needs.