look news india
PM Vishwakarma Yojana: A scheme has been started in the Modi government, the benefits of which are being given to poor families. Under this scheme, loans are given at low interest without any guarantee. In this, an assistance of Rs 15000 is also given for financial help. Providing loans at low interest means helping poor families to start businesses. This scheme was started on 17 September, whose name is Pradhan Mantri Vishwakarma Yojana. Let us know how you can apply for this scheme.
What is Vishwakarma Yojana?
People having traditional skills like goldsmith, blacksmith, barber and cobbler will get many benefits through PM Vishwakarma Yojana. The government has included 18 traditional skill occupations in the scheme, which will help artisans and craftsmen in rural and urban areas across India. These include carpenters, boat makers, blacksmiths, locksmiths, goldsmiths, potters who make earthen pots and other items, sculptors, masons, fish net makers, toy makers etc.
Loan of Rs 3 lakh in two phases
The biggest benefit under PM Vishwakarma Yojana will be that if any skilled person wants to start his own business and is facing problems due to financial problems then he can apply for loan under this scheme. In this, loan up to Rs 3 lakh is given. Under this, a loan of Rs 1 lakh is given in the first phase to start a business and then in the second phase, a loan of up to Rs 2 lakh can be taken for its expansion. This loan is given at an interest rate of only 5 percent.
Help of Rs 15000
To further improve the skills of people in the 18 trades decided under PM Vishwakarma Yojana, training is also given through master trainers. Besides, a stipend of Rs 500 is also given per day. At the same time, the beneficiaries are given PM Vishwakarma Certificate and ID card, skill upgradation related to basic and advanced training, toolkit incentive of Rs 15,000, incentive for digital transactions.
Who can avail the benefits?
The applicant must be a citizen of India. Also, Vishwakarma should belong to any one of the 18 prescribed trades. The age of the applicant should be more than 18 years and less than 50 years. Apart from this, there should be a certificate in the related trade. Must belong to any one of the 140 castes included in the scheme.
What documents will be required?
To apply for this scheme, Aadhar card, PAN card, income certificate, caste certificate, identity card, residence certificate, passport size photo, bank passbook and valid mobile number will be required.
how to apply?
- Visit the official website pmvishwakarma.gov.in.
- PM Vishwakarma Kaushal Samman Yojana will be visible on the homepage.
- Click on the Apply Online option link here.
- Now you have to register yourself here.
- Registration number and password will be sent to your mobile via SMS.
- After this, read the registration form carefully and fill it completely.
- Scan and upload all the required documents along with the filled form.
- Now check the information entered in the form once again and submit it.
