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In today’s era, being troubled by the blind race of corporate life, long working hours and internal office politics, generally every working person thinks of leaving the job at some point of time. But due to fear of insecurity of society and future, people step back. Amidst such an environment, social media platforms Reddit But the story of a 44-year-old software engineer is becoming increasingly viral, who, fed up with burnout, said goodbye to his successful corporate job forever.
This tech professional did it without any haste, but A very strong and safe investment portfolio of Rs 6.5 crore This big step has been taken after its establishment. He shared his story on Reddit “My FIRE Journey: Walking Away at 44” Shared with the title. He clarified that he has not retired from coding or engineering, but from the unbearable mental stress of corporate life. Let us know how this engineer created such a big fund at such a young age and what is his secret formula:
14 hours of work and deteriorating health: The turning point that opened my eyes
According to the Reddit post, this software engineer is married and has an 11-year-old son. He had completed his UG and PG engineering studies from a very prestigious college of the country. He spent a large part of his entire career in startups, where at times he worked for months without salary due to his loyalty to the company. His wife has always been a homemaker.
The biggest and worst turning point of his life came when he joined a new startup company through a referral.
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Toxic environment: The environment of that company was very toxic and only office politics was prevalent everywhere.
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Physical harm: He had to work continuously 6 days a week and 14-14 hours a day. This terrible pressure had a direct impact on his health. He developed insomnia and became a victim of borderline diabetes, high blood pressure and obesity. Finally, in the year 2023, he took a break and assessed his financial situation and health.
How was this huge portfolio of Rs 6.5 crore created? (Asset Allocation)
In the beginning he was not very disciplined about investing money nor FIRE (Financial Independence, Retire Early) The movement had some goal. But some of his right decisions changed the mathematics of his entire wealth:
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Financial Advisor Help: He invested in mutual funds in the year 2018 after taking advice from a certified financial advisor. SIP Started disciplined investment through.
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Big boost from ESOPs: In the year 2019, the startup in which he was working was acquired by a big company. In return, they are sold in the form of ESOPs for approx. Big lump sum payout of Rs 1.4 crore found. Instead of wasting this amount, he kept it fully invested in the market, which increased his wealth manifold through compounding.
What was their asset allocation in April 2026?
By April 2026, his total accumulated capital was Rs 6.5 crore, which he had diversified very wisely:
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Equity (Share Market): of portfolio approx. 60% share Directly invested in shares and equity mutual funds, which took full advantage of the market boom.
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Debt and Liquid Funds: Remanent 40% share They were spread across safe and fixed income assets like debt funds, liquid investments and provident funds (PF) to minimize the risk from market fluctuations.
Mathematics of expenses: When work became a choice, not a compulsion
The engineer told in his post that the annual household expenditure of his entire family is approximately 14 lakh rupees Is. Apart from this, he also has his own house in a tier-1 (metropolitan) city of the country, due to which he does not have to pay any home loan or rent. When he saw that the size of his portfolio was many times more than his annual expenses and he had become completely financially independent, he resigned from the job with immediate effect.
4 miraculous changes that occurred after leaving the job:
Within just 3 months of leaving the job, his life changed completely. His weight has reduced considerably, the problem of insomnia has been completely eradicated and his blood pressure is completely under control. Now he wakes up in the morning and meditates, does exercise, gives time to his family and does his hobbies. Research on Large Language Models (LLMs) As well as contribute coding to open-source projects.
Engineer’s 5 golden formulas to retire early (FIRE Tips)
If you also want to quickly get out of this corporate race and live on your own terms, then this tech professional has shared 5 very important lessons:
Will they ever work again in the future?
Answering this question, the engineer made it clear that he has not stopped working completely. The only difference is that they are no longer forced to work in a toxic environment for money. If in future they get an opportunity which is mentally calming and in which they can learn something meaningful, then they may consider working again. But for now, he is the master of his own will and is enjoying life on his own terms.