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Post Office Best Scheme: Be it children, elderly or youth, the government is running many savings schemes through the post office, through which people can save small amounts and accumulate a large fund. If we talk about women, there are many best post office schemes especially for them and one of these is Mahila Samman Saving Certificate, in which big interest is offered on investment in a short time. Let us know the way to invest in it and the great benefits…
Government is giving 7.5% interest
The Mahila Samman Savings Certificate Scheme, a special scheme being run by the post office for women, is one of those government schemes in which a great interest is being offered. Women can get good returns even by investing in it for a short period of time. Talking about interest, the government is offering up to 7.5 percent interest on investment in this government scheme.
Money will have to be invested for two years
If we know about this scheme in detail, then this is a small savings scheme, in which women investing have to invest for only two years and the maximum limit of investment in it is Rs 2 lakh. The Narendra Modi government at the Center started it in the year 2023 and due to its benefits, it has become one of the most popular schemes of the post office in a short time.
Account of girl child below 10 years of age
Such post office schemes run by the government are playing an important role in making women self-reliant. Not only is a strong interest of 7.5 percent being received on investment in the Mahila Samman Savings Certificate Scheme, but one also gets the benefit of tax exemption under Section 80C of Income Tax on investment in it. Another special thing about this scheme is that accounts can be opened in it even for girls of 10 years or less.
This way you will get a benefit of Rs 30,000 on 2 lakh
If we look at the calculation of interest received under the Mahila Samman Savings Certificate Scheme, then under this scheme, 7.5 percent interest is being received on a two-year investment and if a woman investor invests Rs 2 lakh in it, then the amount of interest she receives in the first year is Rs 15,000 and the next year the interest received on the total amount at the fixed interest rate is Rs 16,125. That is, the total return on an investment of just Rs 2 lakh in a period of two years is Rs 31,125.