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PM Mudra Loan: Different schemes are run by the Central Government for the people across the country, some schemes provide direct benefits to the people and some are meant to give a new impetus to their business. People most want to know about such schemes in which they get loans without any guarantee and at low interest rates. There is one such scheme, in which you can get a loan up to Rs 10 lakh without any guarantee. Today we are telling you about this scheme.
It is very easy to take a loan
The central government gives this loan under the Pradhan Mantri Mudra Yojana, which you can easily take. Till now crores of people across the country have taken advantage of this scheme. However, there are some conditions to apply for this scheme, which you have to follow. The most important thing is that it is very easy to apply for this scheme and if you are fulfilling all the conditions then you will not face any problem in getting the loan.
Loan is available in three categories
Under Pradhan Mantri Mudra Yojana, loan is given in total three phases. Different categories have been divided for this. Money is given under Shishu Loan, Kishore Loan and Tarun Loan. Under Shishu Loan, you can take a loan up to Rs 50 thousand. After this, under Kishore Loan, loans ranging from Rs 50 thousand to Rs 5 lakh are given, while under Tarun Loan, loans ranging from Rs 5 lakh to Rs 10 lakh are given. There is no need for any guarantee in this and the interest rate can be from 9 to 12 percent.
You can apply like this
Under Pradhan Mantri Mudra Yojana, small shopkeepers or business people can take loan. If you want to start your own business then you can apply for it. During the application you will have to tell your business or business plan. To apply, you will have to go to the nearest bank and get the information and the application will be done there, in some banks this facility is also being provided online. You can also get information about the scheme by visiting www.mudra.org.in.