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The Central Government has released a big financial package for lakhs of poor and needy families in the rural areas of Bihar who are hoping for permanent houses. During the state level program organized in Patna, Union Agriculture, Farmers Welfare and Rural Development Minister Shivraj Singh Chauhan announced that under the Pradhan Mantri Awas Yojana-Gramin (PMAY-G), Bihar has been approved to build 11 lakh 18 thousand 937 new pucca houses for the financial year 2026-27. For this, a huge financial assistance of ₹ 13,427 crore has been approved by the Central Government. With this decision, families living in kutcha and dilapidated houses in remote villages of the state will get safe shelter with basic facilities.
Bihar gets the biggest housing package: 24.30 lakh houses approved in 2 years
In the state level program organized in the capital Patna, Union Minister Shivraj Singh Chauhan handed over the official approval letter of this scheme to the Bihar government. In the presence of the distinguished guests present on the stage, he inaugurated the beneficiaries of more than 2.35 lakh newly constructed houses and handed over the keys to them.
Giving information, the Union Minister said that during the last two years, the Central Government has approved a total of 24 lakh 30 thousand 327 houses for Bihar alone, on which a total amount of ₹ 29,164 crore has been allocated. He said that a pucca house is not just a structure made of bricks and cement, but it is the biggest foundation of self-respect, social security and self-reliance of any poor family.
Big relaxation given in eligibility rules: Now they will also get permanent house
Under the new survey, the Central Government has made major amendments in the eligibility criteria of Pradhan Mantri Awas Yojana and has removed many old restrictions, so that more and more rural families can take advantage of it:
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Relief to two-wheeler owners: According to the new rules, now if there is a two-wheeler (motorcycle or scooter) in the family, it will not be made ineligible from the scheme.
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Increase in monthly income limit: The maximum limit of monthly income of the beneficiary family has been increased from ₹10,000 to ₹15,000 per month.
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Agricultural land holders also get a chance: Farmer families having up to 5 acres of unirrigated or 2.5 acres of irrigated agricultural land will also now be considered eligible for a pucca house.
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Additional assistance for landless and dilapidated houses: Beneficiaries who do not have land to build their houses will be given additional assistance of ₹1 lakh to purchase land. Apart from this, a provision of special financial assistance up to ₹ 80,000 has been made for the repair or reconstruction of old and extremely dilapidated houses.
Financial model and amount to be received by the beneficiary
Under the Pradhan Mantri Awas Yojana-Rural, direct financial assistance of ₹ 1.20 lakh is given in installments through DBT for construction of each house in the plain areas. Other than this:
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Wages under MNREGA: During the construction of the house, the beneficiary is given 90 to 95 days of unskilled labor amount under the MGNREGS scheme.
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Toilet Construction Grant: An additional amount of ₹12,000 is provided separately for toilet construction under the Swachh Bharat Mission (Rural).
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Basic Facilities: Every new house is directly linked to the Pradhan Mantri Ujjwala Yojana (gas connection), Saubhagya Yojana (electricity connection) and Jal Jeevan Mission (tap water).
Other big announcements for farmers and rural women
During the event, the Union Minister also spoke on many other important issues related to rural economy and farmers’ empowerment:
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PM Crop Insurance Scheme: In Bihar, emphasis was laid on the full implementation of the Pradhan Mantri Fasal Bima Yojana to compensate the farmers for the losses caused by natural disasters (flood, drought and hailstorm).
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Establishment of ‘She-Marts’: Modern ‘She-Marts’ will be opened in every district of Bihar to provide a bigger market to local products prepared by rural self-help groups (SHGs) and ‘Jeevika Didis’.
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Digital Farmer ID: To bring complete transparency in agricultural schemes, digital ‘Farmer ID’ of more than 53 lakh 83 thousand farmers has been created in Bihar so far.
Transparency and monitoring of application process
Under this scheme, allotment of all new houses is being done through ‘Awaas+’ app and modern geo-tagging technology, so that the role of middlemen can be completely eliminated and only genuine eligible beneficiaries get government assistance. The Central and State Governments are working together to complete the construction work expeditiously during this financial year.