Now these people will not get their homes! Government tightened rules, names of bike and government employees removed from the list:

Utility Desk, New Delhi. There is a big and important news for the people who are dreaming of getting their permanent house through Pradhan Mantri Awas Yojana (PMAY). With the beginning of the year 2026, the Central Government has made radical changes in the eligibility rules of this scheme. Now the government has strengthened the ‘filter’ so much that ineligible people and middlemen will not be able to avail the benefits of this scheme. If you are also thinking of applying for a new house, then read these new rules carefully, otherwise your application may be directly rejected.

Attention Your name may be deleted due to these 5 reasons

The government has made it clear that the benefit of ‘Housing for All’ will be available only to those poor families who actually do not have a roof. If your family has any of the following, you will be excluded from the scheme:

Vehicle Owners: If any member of the family has a two-wheeler (bike/scooter) or four-wheeler (car/tractor) vehicle in their name, they will no longer be considered eligible for the scheme.

Government job: If any member of the family is employed in government service (even if on contract), he will not get house subsidy.

Income limit: Families earning more than the annual income limit fixed for rural and urban areas are being excluded from the list.

KCC Limit: Farmers who have Kisan Credit Card (KCC) with a credit limit of more than ₹50,000 are also out of the race.

Pre-confirmed house: If you or any of your family members have a pre-confirmed house anywhere in the country in your name, your application will be rejected.

‘Geo-tagging’ and ‘e-KYC’ mandatory to stop corruption

To make the scheme more transparent in 2026, the government has taken the help of technology:

Geo-tagging: Now it is necessary to upload photos of every stage of construction of the house (from foundation to roof) on the portal with ‘geo-tagging’. If the photo is not uploaded, the next installment will be stopped.

Physical Verification: The team of officers is now doing door-to-door physical verification. Not a single rupee will be released without e-KYC and Aadhaar linking.

Women Empowerment: The government is now giving first priority to those applications where the ownership of the house is in the name of the woman or in the joint name of the husband and wife.

Check your eligibility in 2 minutes (Step-by-Step)

If you want to know whether you are included in the new list or not, follow these steps:

Visit the official website of PMAY pmaymis.gov.in.

Go to the menu and click on the ‘Search Beneficiary’ link.

Enter your Aadhaar number and submit.

If ‘Rejected’ or ‘Ineligible’ is visible in the status next to your name, then understand that you have not met the new conditions.

The main objective of the government is to ensure that taxpayers’ money reaches only those poor who really need it. Action can also be taken against ineligible people.