No need of ATM card now, phone has GPay, PhonePe? So withdraw cash by scanning QR code

News India Live, Digital Desk: Just imagine, you are in the market and you suddenly need cash. You reach the ATM, but then you remember that your wallet is left at home! We all must be stuck in such a situation at some point or the other. But now you don’t have to worry. Technology has solved this problem of ours also. Now you can easily withdraw cash from ATM even without debit or credit card.

All you need are two things – your smartphone with Google Pay, PhonePe, Paytm or any UPI app installed, and an ATM that supports this facility. this amazing technology ‘Interoperable Cardless Cash Withdrawal’ (ICCW) It is said.

How does this magic work?

This process is very easy and safe. You don’t even need to touch the ATM machine, all the work is done from your phone. Let us know its complete step-by-step method:

Step 1: Choose the right option at ATM

First of all, go to an ATM which has the facility of cardless withdrawal (usually now most of the banks are providing this). You will see ‘Withdraw Cash’, ‘Cash without Card’ or ‘UPI Cash WithdrawalAn option like this will appear. Select this option.

Step 2: Enter the amount

Now on the ATM screen you will be asked the amount you want to withdraw. Enter your amount (eg Rs 500, 1000, 2000) and press ‘Enter’ or ‘Confirm’ button. (Note: Most banks allow withdrawal of up to Rs 5,000 at a time).

Step 3: Scan QR Code

After entering the amount, a QR code Will be seen. Now you have to do your work.

Step 4: Open your UPI app

Open your favorite UPI app (like GPay, PhonePe, Paytm) in your smartphone. available in the app QR scanner Turn on.

Step 5: Scan and confirm

Scan the QR code shown on the ATM screen with your phone’s camera. As soon as the scan is done, you will be asked on your phone to confirm the amount which you have deposited in the ATM.

Step 6: Enter your UPI PIN

Now share your 4 or 6 digit secret UPI PIN Enter and authorize the transaction.

That’s it, the work is done! As soon as your PIN is correct, the ATM machine will start counting the cash and your money will come out within a few seconds. A message of money being deducted will also come on your phone.

So next time you forget your card at home, don’t panic. Just take out your phone and withdraw cash this easy way. This is not only convenient, but also protects you from frauds like card skimming.