look news india
‘Lek Ladki Yojana’, launched by the Maharashtra government with the aim of increasing the birth rate of girls in the country, curbing evil practices like feticide, stopping child marriage and ensuring girls’ 12th and higher education, is proving to be a big boon for poor and middle class families. Under this scheme, the daughters born in the families of economically weaker section of the state will be provided total financial assistance at various stages from birth till they turn 18 years of age. ₹1,01,000 (one lakh one thousand rupees) Financial assistance is provided directly into the bank account.
Earlier, to avail benefits under this scheme, parents had to repeatedly visit government offices and collect dozens of documents. But now the State Women and Child Development Department has made the application process completely modern and streamlined. Under the new rules, unnecessary documentation requirements have been reduced and the entire system has been linked to Aadhaar-based digital e-KYC, so that eligible families can get the benefits of the scheme directly in their bank accounts without any middleman or delay.
Full benefit of ₹ 1.01 lakh is available in 5 installments: Know how much amount will be given in which class
The biggest feature of Lek Ladki Yojana is that instead of giving a lump sum, this amount has been linked to the important milestones of the daughter’s education and age, so that the parents do not leave their daughter’s education midway due to lack of money:
-
First installment (at the time of birth): For immediate nutrition and health care after the birth of a girl child ₹5,000 The first financial assistance is given.
-
Second installment (on admission in first class): When a girl child joins formal school in Class 1 at the age of 6, she is required to pay for school kit and books. ₹6,000 Are issued.
-
Third Installment (on admission to class VI): During admission in upper primary education i.e. on taking admission in class 6 ₹7,000 Gets the third installment of Rs.
-
Fourth installment (on admission to class 11th): To promote higher education when the girl student enters 11th class (Higher Secondary) after completing secondary education. ₹8,000 are provided.
-
Fifth and biggest installment (on completion of 18 years): When the daughter successfully completes 18 years of age, remains unmarried and her name is registered in the Voter List, a lump sum amount will be deposited in her account. ₹75,000 The larger maturity amount is transferred.
In this way the total amount including all five installments will be ₹1,01,000 The girl child gets a financial security circle of Rs.
Application process made easier with Aadhaar e-KYC: Now quick verification will be done with less documents
As part of the recent reforms, the state government has fully integrated the digital portal of Lekh Ladki Yojana with the state database and Aadhaar server. Whereas earlier many photocopies of income certificate, residence certificate, bank verification and school records had to be submitted again and again, now in the new system most of the information is automatically verified by the system as soon as the Aadhaar number is entered (Auto-fetch).
According to the Women and Child Development Minister, now the Aadhaar authentication of mother, father and girl child is done in one go through ‘e-KYC’. This has eliminated the problem of data mismatch and the pending time of applications has reduced from several weeks to just a few days. Also, local Anganwadi workers and supervisors have been entrusted with the responsibility of uploading forms directly from door to door through mobile apps and online portals, so that women in rural areas do not have to spend extra money at any cyber café.
Eligibility Criteria: Which daughters are eligible for this scheme?
The basic rules laid down by the government to avail the benefits of Lek Ladki Scheme are as follows:
-
Date of Birth Range: This scheme is applicable only to those girl children who are born On or after 1st April 2023 It has happened.
-
Category of Ration Card: The family has a valid certificate issued by the Government of Maharashtra. Yellow or Orange/Saffron Ration Card It is mandatory to have.
-
Family Income Limit: Total annual income of the beneficiary family ₹1,00,000 (one lakh rupees) Should not exceed.
-
Native of Maharashtra: The girl’s family must be a permanent resident of Maharashtra state and the beneficiary must also have a bank account in a bank located in Maharashtra.
-
Condition of family planning: This benefit is limited to a maximum of two surviving daughters of the family. If the first child in the family is a boy or a girl and in the second delivery a daughter or twin daughters are born, then the benefit will also be available, provided that after the second delivery the mother or father will have to present a certificate of Family Planning Operation.
-
Last condition of 18 years: To get the last installment of ₹75,000, it is necessary that the girl child is unmarried till she turns 18 years of age and has completed her studies till class 12th.
New and concise checklist of documents required for application
After simplifying the process, now only the following required documents are required for the application:
-
Official birth certificate of the girl child.
-
Aadhaar card of parents (the requirement of Aadhaar for the newborn girl is exempted at the time of first installment, Aadhaar for the girl child is mandatory in the subsequent installments).
-
Attested copy of yellow or orange ration card.
-
Annual income certificate (less than ₹1 lakh) issued by Tehsildar or competent authority.
-
Domicile/Residence Certificate of Maharashtra.
-
Copy of first page of bank passbook (joint account of mother and girl child or account with father, linked to Aadhaar and DBT-activated).
-
Bonafide/Admission certificate of the concerned school for further installments.
-
Family Planning Surgery Certificate (if applicable).
How to apply offline and online in Lake Ladki Scheme?
To avail the benefits of the scheme, parents can apply in two easy ways:
-
Through Anganwadi Center (Most accessible mode): In rural and urban areas, parents can visit their nearest Anganwadi Center or Child Development Project Officer (CDPO) office. Get the free ‘Lake Ladki’ application form from there. Fill the required details in the form and submit it to the Anganwadi Sevika along with the documents. Anganwadi workers and supervisors, after preliminary verification of the documents, directly upload them on the official portal.
-
District Women and Child Development Office: Applicants can also submit their application and e-KYC verification directly at the ‘District Program Officer – Zilla Parishad’ office of their district.
-
Payment by DBT directly into account: Once the verification process is completed, the beneficiary list is approved by the District Level Committee and the installment amount is sent directly to the beneficiary’s bank account through the Public Financial Management System (PFMS).
Strong foundation for the bright future of daughters
Lech Ladki Yojana of Maharashtra Government is not just a financial assistance programme, but it is a powerful social movement to change the thinking towards daughters in the society and make them self-reliant. This assistance of ₹ 1.01 lakh, provided from birth till adulthood, completely removes the financial burden of girl child’s upbringing and higher education from poor families.
If a daughter is born in or around your house after April 1, 2023, and the family falls in the yellow or orange ration card category, then immediately contact your nearest Anganwadi center and get registered in this welfare scheme and secure the future of your darling.