Kotak Mahindra and IDFC First Bank released second quarter results, huge jump in loans and deposits.


In the Indian banking sector, major private banks have started releasing their provisional business updates ahead of the financial results season for the second quarter (Q2) of FY 2026. Recently, two big private banks of the country—Kotak Mahindra Bank And IDFC First Bank—has shared his business figures.

According to these data, both the banks have seen strong and steady growth in loan portfolio and total deposits, which indicates strong demand in the Indian economy and banking sector. Let us know the detailed information about these latest business figures of both the banks.

According to the second quarter business update released by Kotak Mahindra Bank, the overall business of the bank has registered a strong growth:

  • Net Advances: Total loans and advances of the bank at the end of the quarter under review (End of Period) on annual basis Strong increase of 24.7% increased with ₹5.77 lakh crore Have reached.

  • Total Deposits: In the total deposits of the bank also on annual basis Strong growth of 23.2% has been registered, increasing the total ₹6.51 lakh crore Has occurred.

  • CASA Deposit: On annual basis in CASA (Current Account Saving Account) deposits of the bank Growth of 11.3% has been recorded and it has increased ₹2.49 lakh crore Used to be.

On the other hand, IDFC First Bank has also presented very encouraging figures for the second quarter to its investors and stock markets:

  • Customer and Total Deposit: In the total deposits of the bank on annual basis 17% increase has happened and it has increased ₹3.24 lakh crore Have reached. At the same time, only customer deposits have registered a growth of 17.6% on annual basis, which has increased to ₹ 3.17 lakh crore.

  • Loans and Advances: Increase in total loans and advances of the Bank on annual basis during the period under review Strong growth of 20.4% was recorded, due to which this figure increased ₹3.14 lakh crore It is done.

  • CASA Ratio: IDFC First Bank’s CASA ratio improves in second quarter 51.3% This was 50.1% in the same quarter last year and 50.8% in the previous quarter.

Financial market experts believe that these strong provisional figures make it clear that just before the festive season, the performance of banks has been excellent on both the credit distribution and deposit collection fronts. Their profit figures in the upcoming official financial results will decide how these shares are going to fare in the stock market.