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Insurance plays a very important role in overcoming any sudden problem. For this reason, insurance has become very important in today's times. However, sometimes the insurance company rejects the claim at the time of need. In such a situation, the question now arises that what should be done if the insurance company rejects the claim?
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Insurance regulator IRDAI has made rules regarding claim rejection. Let us know what we should do if the claim is rejected.
Why is an insurance claim rejected?
Insurance claims are rejected for many reasons. If the policyholder does not provide correct information then the company rejects the claim. Apart from this, the claim can also be rejected if the policy conditions are violated.
What to do if your insurance claim is rejected
If the insurance claim is rejected, the first thing you should do is to complain to the Grievance Redressal Officer of the insurance company.
How to complain to IRDAI
If the insurance company does not take appropriate action on your complaint then you can complain to IRDAI. For this you can email IRDAI ([email protected]) or toll-free number (155255 or 1800 4254 732).