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Bank is a financial institution where you can keep your money and valuables safe without any hesitation. Often, along with depositing money in the bank, people also get a locker in the bank to keep valuables like jewellery, property documents etc. If you want to get a locker in the bank, then we are telling you the easy process. pick him up. Along with this, we will also give you information about the rules related to this which all the locker holders will have to follow.
You can get the locker like this
Whenever you go to the bank for the first time to get a locker, it is important to know about some important rules to get it. If a person has an account in any bank then you can easily get a locker in that bank. If you do not have an account in that bank then you may have to wait again. Many times customers may have to wait for 6 months to 1 year to get the locker. To get a locker you will have to sign a 'Memorandum of Letting' from the bank. In this you will be given information about all the rules related to the use of locker (rules related to bank locker). Information about all the conditions will also be given in it.
How to get joint locker
For your information, let us tell you that apart from single, you can also apply for joint locker in the bank. For this, both the persons will have to come to the bank and sign a joint memorandum. Along with this, if you are opening a locker in the bank, then the bank may also ask you to open a savings account there. In such a situation, you may have to open an account in that bank.
This much will have to be paid for locker rent
Possible locker rent (bank locker rent) depends on where your locker is located. Apart from this, the rental rate also depends on the size of the locker. Fares vary for metro, urban, semi-urban and rural areas. Many times banks take 2 to 3 years' rent in advance from customers. Depending on the size and city, this fare can range between Rs 1,500 to Rs 20,000. Apart from the rent, many other charges can be taken in the initial phase in the name of registration fee, rent overdue charge etc. Keep in mind that the locker rent of government banks is less than that of private banks.
This is how you can operate your locker.
Along with taking it, it is also important for you to know how to use it. After purchasing a bank locker, it is very easy to use. For this you should go to the bank and give information about operating the locker. After this the bank will ask you for all the information which will have to be entered there. After this you will be asked for information about your identity card like Aadhaar and PAN. After this you will get a key. After this the bank clerk will accompany you to the locker room, open the locker halfway and leave from there. After this you will have another key with which you can open the lock completely. After this, complete the work that needs to be done. After this the clerk will come again and close this locker completely and your work will be completed.