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Railway Accident Compensation: One of the largest railway networks in the world is the Indian Railways. Every day lakhs of people of the country travel by train. Most Indians resort to railways for long distance travel as it is a safe and cheap option. Certain rules apply to rail passengers, one of which is regarding rail accidents and deaths during travel. If a railway passenger dies in a train, under what circumstances will he get compensation and under what circumstances will he not get compensation, if yes then how much compensation will he get today.
The deceased gets compensation in case of a railway accident.
According to the rules of Indian Railways, a person who dies in a train accident is compensated by the Railway Department. But, if a passenger dies due to illness or any other reason during the train journey, then no compensation is given by the Railways.
Death while boarding or deboarding the train
Many people meet with accidents while boarding or deboarding trains. In such incidents, people get seriously injured or even die. If this happens, if the passenger is at fault then he does not get compensation, but if the death is due to any mistake of the Railways then the Railways gives compensation.
Do those who fall from the train also get compensation?
Many people try to commit suicide by jumping in front of a train, in which some people die and some get serious injuries. In both the cases the Railways does not give any compensation to the victim.
Who gets paid how much?
- Under the insurance cover provided by IRCTC, if a passenger injured in a train accident is admitted to the hospital during the journey, then he is given a cover of Rs 2 lakh.
- There is a provision to provide a cover of Rs 7.5 lakh to the passenger for partial disability.
- A cover of Rs 10 lakh is provided to the passenger in case of permanent total disability.
- If a passenger dies in an accident, his family is given a compensation of Rs 10 lakh.
Insurance cover for just 45 paise!
While booking train tickets through the IRCTC app or website, passengers are given the option to opt for insurance during the payment process. IRCTC provides insurance cover up to Rs 10 lakh to rail passengers for just 45 paise. This insurance cover is considered to be the cheapest insurance cover in the world. Tickets can be booked for any number of passengers on one PNR and this insurance is applicable to all of them. So do not forget to avail this insurance while booking train tickets.