look news india
Post Office Scheme: The central government is running many schemes to help the people of the country financially. Schemes are being run for women, youth and senior citizens. Most of the government schemes are being operated from the post office. One such scheme is being run through the post office. This scheme will give Rs 2.32 lakh in just two years. It comes under the small savings scheme.
The most important thing is that there is negligible risk in all the schemes running under the post office. Apart from this, the benefit of tax benefit, monthly income and guaranteed return is also available. Some schemes of the post office are for retirement, which guarantee financial help after retirement. In this news, we tell you about the Mahila Samman Saving Certificate Scheme of the post office. Let us know the complete information about this scheme…
What is the plan?
To provide financial assistance to women, the government had started the Mahila Samman Savings Certificate Scheme. Under this scheme, you can deposit from one thousand rupees to two lakh rupees. The money to be deposited should be in multiples of 100 only. Many accounts can be opened under this scheme, but the maximum deposit amount should not exceed Rs 2 lakh. There should be a gap of 3 months between the date of opening the second account under this scheme.
You get this much interest
The interest rate on this scheme is 7.5 per cent per annum, but the interest is credited on a three-monthly basis. The maturity period of this scheme is only 2 years, but after one year from the date of deposit, a maximum of 40 per cent of the balance can be withdrawn. The facility of partial withdrawal before maturity is available only once.
You get so many lakh rupees on maturity
If you invest a maximum of Rs 2 lakh in this scheme, you will get an interest of Rs 32044 at the rate of 7.50 percent. In this way, you get a total of Rs 2,32044 on maturity in two years.
Terms and Conditions of the Scheme
In case of death of the account holder, the nominee or family members can withdraw this deposit amount. In case of life-threatening diseases, money can be withdrawn for medical assistance. If you withdraw money, you can also close the account. Closing the account is allowed 6 months after opening the account. In such a situation, the account holder will be given money at less than 2 percent interest.