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Employees’ Provident Fund Organization (EPFO)EPFO) A very important and useful news has come for crores of PF account holders. EPFO has issued a new alert to its members to speed up online claim settlement and correct digital records. Under this, all PF subscribers will be able to check their status on the Unified Member Portal. Profile Photo Must be uploaded or updated.
If you also want to complete your e-Nomination or want to avail digital services like online PF Withdrawal in future without any interruption, then it is mandatory to have the correct photo on the profile. Let us know the intricacies of this new instruction of EPFO, the easy way to update photo and the strict rules related to nomination.
Why is it very important to update profile photo?
According to a recent report by Money Control, EPFO has taken these steps to make the online verification process foolproof and transparent:
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Ease of e-nomination: To successfully complete the e-nomination process and make it valid (e-Sign Process), it is necessary to update the profile photo.
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Claimants will get money immediately: A correct and updated nomination ensures that in case any untoward incident happens to the account holder, the EPF balance, Employees’ Pension Scheme (EPS)EPS) and Employees’ Deposit Linked Insurance (EDLI) so that the claim received under this scheme can be immediately transferred to the right beneficiary (nominee) without any legal hassles or additional paperwork.
Step-by-Step Guide: How to Update Your Photo on the Portal?
The process to upload latest passport size photo to your PF account is very simple:
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Login: First of all go to the Unified Member Portal of EPFO. There your Universal Account Number (uan), Login by entering password and captcha code.
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Go to profile section: After opening the main dashboard, go to the menu bar. ‘View’ Click on the option and then ‘Profile’ Select the section.
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Select photo: Here you will see the option to upload or change your profile photo, click on it.
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Upload and Save: Browse and upload your recent clear and passport size photo and click on ‘Save Changes’.
(Keep in mind that before filing online claim or e-nomination, please check once whether your new photo is visible correctly on the profile or not.)
EPF nomination rules: Who can become an eligible nominee?
According to EPFO rules, not everyone is eligible to become a nominee of your PF fund. For this, categories have been fixed by law:
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For Male Subscribers: The scope of eligible nominees may include wife, children (whether married or unmarried), dependent parents, and widow of the deceased son and her children.
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For Female Subscribers: Eligible nominees can include husband, children, dependent parents, husband’s dependent parents and deceased son’s widow and her children.
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Strict rules for married members: It is legally mandatory for married subscribers to add the name of their spouse, even if they do not want to make them their PF nominee.
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Required Documents: For pension funds, only spouse and children are considered family. Once you have selected your EPF nominee, you will need to fill in the details of that family member. Copy of identity card (like Aadhaar) and one passport size photograph Will also have to be submitted digitally on the portal.
Always keep these 5 information correct
Along with uploading the profile photo, members should ensure that the following information is correctly linked and KYC approved with their UAN to settle the online claim in a jiffy:
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Aadhar Card
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PAN Card
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Bank account details (including IFSC code)
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active mobile number
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valid email address
By keeping these basic information updated, you will be able to quickly avail the benefits of e-nomination, online PF advance withdrawal and pension related digital services from the comfort of your home without visiting any office.