Do not make this mistake even by mistake, otherwise the pension will stop. Know the new rules of life certificate and the method of depositing it sitting at home:

News India Live, Digital Desk: Every year millions of pensioners have to prove that they are alive in order to continue their pension. This is called ‘Life Certificate’ or ‘Life Certificate’. If you do not deposit it within the deadline, your pension is withheld by the bank. In the year 2026, the government has made the process of depositing it even more digital and elderly-friendly.

1. Deadlines for submission

General Pensioners (below 80 years): you every year 1st November to 30th November You have to submit your life certificate between.

Very Senior Citizens (80 years or more): The government has given them special relief. these people 1 October You can submit your certificate from.

Note: If you miss the November deadline, your December pension may be put on hold. However, on later deposit, the pending pension is refunded.

2. 5 ways of Digital Life Certificate (DLC)

Now you do not need to stand in long lines at the bank. You can use these modern methods:

Face Authentication: Download ‘Jeevan Pramaan’ and ‘AadhaarFaceRD’ apps on your smartphone. In this, the certificate is submitted sitting at home just by scanning the face.

Doorstep Banking: You can call the bank and get a representative at your home (a nominal fee may be charged for this).

Postman Service: India Post Payment Bank (IPPB) postmen can come to your home and make DLC through biometrics.

UMANG App: You can also generate it by searching ‘Jeevan Pramaan’ on Umang app.

Common Service Centers (CSC): You can submit the biometric (thumb impression) certificate by visiting any nearby public convenience center.

3. Required documents and information

Have these things handy before starting the process:

aadhaar number (Which is linked to the pension account).

PPO number (Pension Payment Order).

Bank account statement (Where the pension comes from).

mobile number (For OTP).

4. What if the certificate is rejected?

Many times the certificate gets rejected due to biometric mismatch or wrong PPO number being entered. Don’t panic in such a situation. You can immediately go to your bank branch (PDA) and fill the form manually and submit it.