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Check CIBIL Score Free: The CIBIL score, which ranges between 300 to 900, reflects the creditworthiness of the borrower. Banks and other financial institutions use these scores as a factor to determine your eligibility for loans. Therefore, it is considered important to check the score which can help you in monitoring your financial health.
One can check their CIBIL score on the CIBIL website once a year without paying any fee. To do this you will have to follow these steps.
How to check civil score for free
- First of all you have to go to CIBIL website www.cibil.com.
- Here one has to go to the section: “Get Free CIBIL Score and Report” as shown in the image below. This is given on the home page of the website.
- Once you reach the page, you can fill the required details. You will be asked to enter details like email ID, name, last name, ID type like passport number, voter ID, driver's license, ration card number, date of birth and mobile number.
- There is usually a verification step to make sure you are the person requesting the score. This usually requires OTP verification or answering security questions on the mobile phone.
- Once the verification process is complete, you should be able to see your CIBIL score along with the credit report.
CIBIL provides scores and reports that are refreshed once in a calendar year. One can access tailored loan offers based on this report.
Additionally, there are other credit bureaus in India like Experian, Equifax and CRIF High Mark.
You may also be eligible to receive a free annual credit report from these bureaus. Checking your score regularly can help you monitor your financial health and take steps to improve it if necessary.
