Business

In case of sudden need of money, should I break the FD or take a loan against it? Know the profit and loss, bank penalty and complete calculation Loan Against FD vs Premature Withdrawal

Many times in life, there is an immediate need for money due to sudden medical emergency, children’s school-college fees, home repair or any unexpected financial crisis. At such times, most people turn to their safe savings i.e. Fixed Deposit (FD). But the biggest dilemma here is whether the FD made …

Read More »

In this superhit scheme of the post office, you will get ₹ 5.47 lakh by depositing ₹ 36,000 every year, know the interest rate, rules and complete calculation Post Office RD Scheme 2026

Small Savings Schemes of the Post Office (India Post) have always been the first choice for those who are looking for fixed, safe and government guaranteed returns away from the ups and downs of the stock market and mutual funds. Post Office’s ‘National Savings Recurring Deposit Account’ i.e. 5-Year Post …

Read More »

Start passport application in just 5 minutes sitting at home: Know step-by-step online process, fees and necessary documents How To Apply For Passport Online In India

The process of making a passport for Indian citizens wishing to go abroad for travel, higher education or employment has now become simpler, transparent and faster than ever before. Through the ‘Passport Seva’ digital platform of the Ministry of External Affairs (MEA), one has now become completely free from long …

Read More »

Is there any fake loan going on your PAN card? Check your CIBIL record and list of active loans instantly sitting at home. Check Active Loans On PAN Card.

In the era of increasing financial fraud and cyber crime, misuse of PAN card (Permanent Account Number) has become a serious concern. Through fintech platforms and instant loan apps, a personal loan or consumer loan is taken in the name of an unknown person using the PAN card photocopy or …

Read More »

Now no tension about electricity bill and gas cylinder! Install solar water heater on the roof, you will get 24 hours free hot water and government subsidy Solar Water Heater Subsidy India

With the arrival of winter season, the use of geysers and water heaters increases rapidly in most of the houses, due to which the monthly electricity bill suddenly jumps by two to three times. On the other hand, using LPG gas geysers comes with the financial burden of quickly draining …

Read More »

Strict action by regulatory agencies on sale of medicines online: Crisis looms on e-pharmacy business without valid license and violation of rules Online Medicine Ban India

The government, Central Drugs Standard Control Organization (CDSCO) and the Health Ministry are taking a tough stance on the rapidly growing digital healthcare and e-pharmacy sector in the country. Strict ban and notice action have been taken against e-pharmacy platforms that have been operating without statutory regulations and valid online …

Read More »

Is home loan cheaper if wife’s name is added to the property? Know the complete mathematics of interest rate, stamp duty and tax exemption Home Loan Benefits For Women Co Applicant

Whenever a family plans to buy their dream home, it is often suggested by financial advisors to make the wife a co-owner or co-applicant in the property registry and home loan. The question that arises in the minds of most people is whether banks really give loans at lower interest …

Read More »

Penalty of ₹1.84 crore on foreign investment set aside: Major relief for taxpayer from ITAT, Court termed Income Tax Department’s action illegal Penalty of ₹1.84 crore on foreign investment set aside: Major relief for taxpayer from ITAT; tribunal terms Income Tax Department’s action illegal.

The major action taken by the Income Tax Department by considering the investments made abroad and the returns received from it as undisclosed assets i.e. black money has completely collapsed after coming to the Tax Tribunal (ITAT). In an important decision, the Delhi Income Tax Appellate Tribunal (ITAT) has completely …

Read More »

After a spectacular debut at a bumper premium of 110%, the stock slipped as investors began booking profits and trimming their holdings.

There is a stir these days in the world of IPO in the Indian stock market. Tempsens Instruments, a leading thermal engineering and specialized cable manufacturing company, created such history as soon as it entered Dalal Street that investors were left in tears. The company’s shares were listed with a …

Read More »

SIF’s impressive returns are outperforming FDs and debt funds; know the complete mathematics of earning along with saving tax. SIF’s impressive returns are outperforming FDs and debt funds; understand the full math behind earning profits while saving on taxes.

These days, a special investment option is in full swing in the Indian financial market, which is known as Structured Investment Products or Specialized Investment Funds (SIF). SIF is emerging as a new and better option for investors disappointed with the interest rates of traditional investment instruments such as bank …

Read More »