While using a credit card, most people pay attention to only one thing – to pay the bill in full before the due date. Many cardholders assume that if they are paying 100% of their credit card bills on time every month, their CIBIL score will always remain strong. But …
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Increase base cover or take riders in health insurance? Understand the complete mathematics of premium and claim before renewal.
The biggest dilemma faced by most policyholders while renewing a health insurance policy is whether to increase the base sum insured of their existing policy or add add-on riders like critical illnesses and consumables. Medical inflation of 12 to 14 percent is being recorded annually in the cost of treatment …
Read More »Strong returns on 364 days FD: Complete mathematics for common citizens, senior and super senior citizens
Most people investing money in Fixed Deposit (FD) usually choose the traditional maturity period of 1 year, 3 years or 5 years. Very few investors are aware that banks often offer better interest than normal on ‘special tenure’ i.e. special periods. One such very popular and strategic tenure is 364 …
Read More »If you feel cold in the AC coach of the train, you can ask for extra blanket, know what extra charge will have to be paid and what are the rules of Railways.
While traveling in air-conditioned (AC) coaches of Indian Railways, many passengers often face the problem that the temperature of the bogie becomes colder than necessary at night. Especially in 3rd AC and 2nd AC, passengers sleeping on berths near the window or AC vent, children and elderly people, even a …
Read More »EPFO Calculation: Additional investment of just ₹ 1,200 every month will give a big fund of ₹ 37 lakh on retirement, see the complete mathematics of ₹ 1,800 vs ₹ 3,000
For employed employees, Employees’ Provident Fund Organization (EPFO) has been the most preferred means of safe and guaranteed returns for a long time. Most organized sector workers are limited to only mandatory contributions and assume that the amount they receive at the time of retirement will be sufficient for old …
Read More »Conflict broke out again in Tata Sons: N. Tata Trusts term Chandrasekaran’s re-appointment ‘illegal’, alleges violation of rules
Once again a major legal and administrative conflict has come to light regarding the top leadership of Tata Sons, the main holding company of Tata Group, the country’s most prestigious and more than 150 year old industrial house. In the board meeting held on 17 September 2026, N. A proposal …
Read More »8 major changes in tax audit form 3CD: Know the new rules before September 30, otherwise filing may be canceled and heavy fine will be imposed.
This last fortnight of September is going to prove to be very busy and important for businessmen, professionals and Chartered Accountants (CAs) across the country. Last date for filing tax audit report (Form 3CD along with Form 10B/3CA/3CB) under section 44AB of the Income Tax Act for the financial year …
Read More »New rule of LPG booking: Biometric authentication mandatory from October 1, subsidy will not be available without e-KYC
The Ministry of Petroleum and Natural Gas and Oil Marketing Companies (IOCL, BPCL, HPCL) have issued a big and important order for crores of domestic LPG consumers across the country. Changes in the rules for booking domestic LPG cylinders and government subsidies are going to be effective from October 1. …
Read More »Danger of work stoppage in bank branches from 28th to 30th September! SBI issued important advisory for customers
This is a very important and necessary alert for crores of bank account holders across the country. If you have to complete any work like check clearance, getting a draft made, depositing cash, updating KYC or going to the branch and submitting any important document, then complete it on time. …
Read More »Rs 9.60 lakh EPF shown by mistake in ITR, Income Tax sent notice
Have you ever thought that a small mistake in data entry in Income Tax Return (ITR) can land you in the dock of huge tax notice? Recently, one such shocking case has come to light, where a taxpayer had to face a huge tax demand from the Income Tax Department …
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