look news india
It is often heard that rats have cut the wiring of the car, causing heavy damage to the driver. Due to this, people are repairing the car themselves. Repairs are done thinking that the insurance company will not pay because the wires inside are cut. But it is not true that this damage is covered in the insurance policy.
Everyone is troubled by rats, they are biting everything from clothes in the house to the wiring of the car. By cutting the wiring of the car, sensors often get damaged and do not work properly. After cutting the wiring, the question arises whether the loss caused by the rats will be compensated or not?
Will the car insurance company pass the claim to repair the car or will I have to pay from my pocket again to repair the car? Many times questions arise in people's minds about this because people do not have any information about the things related to car insurance. Due to lack of proper information, there is a lot of confusion in making an insurance claim. And many questions arise in the mind.
Will the insurance mature?
Car damage caused by rodents will be covered. The company will compensate you for this loss but there is a puzzle behind it which needs to be understood. If you have a comprehensive car insurance policy and you think that this damage will be covered in this policy, then you are wrong. No insurance company will cover the damage caused by cut wires in the comprehensive insurance policy. The insurance claim will be approved only if the driver has a zero depreciation policy.
This means that if you have only a comprehensive insurance policy but no zero depreciation policy then you will not get any money. But if you have a comprehensive insurance policy along with a zero depreciation policy then the company will compensate you for this loss. Please note that the file charge will have to be paid by the driver himself, this money will not be given by the insurance company.