look news india
Employees’ Provident Fund Organization (EPFO)EPFO) A big and relief news has come for crores of employed members. EPFO has decided for the financial year 2025-26 Annual interest rate of 8.25% The amount has started being credited (credited) to the Employees Provident Fund (EPF) accounts of the members. Many PF account holders across the country have started receiving official SMS regarding interest deposit.
If the message of interest deposit has not yet come on your mobile, then there is absolutely no need to panic or worry. EPFO completes this process of depositing interest in a phase-wise/Batch-wise manner. Let us understand from the perspective of a personal finance and tech reporter how you can check your PF account balance and interest even without SMS.
Process starts from July 15: Check PF balance in minutes with these 3 methods
EPFO has started transferring the interest amount to the accounts from July 15, 2026. If the updated balance is not visible in your passbook now, you can check your balance anytime in the following ways:
1. EPFO Member Passbook Portal (Online Portal)
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EPFO official Unified Member Portal go to and ‘Member Passbook’ Select the option.
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own UAN (Universal Account Number) And log in by entering the password.
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Select your Member ID and download or view the passbook. If interest has been credited, it will be clearly visible in the last credit column of the passbook.
2. Missed Call Service
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If your mobile number is registered with your UAN, then from your registered number 011-22901406 But give a missed call.
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After two rings, the call will be disconnected automatically and within a few seconds you will get information about total PF balance, last contribution and interest through SMS.
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(Note: For this service it is mandatory for your UAN to be linked/seeded with Aadhaar, PAN and bank account.)
3. Know your balance by sending SMS
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From your registered mobile number 7738299899 Send a text message to.
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Enter message format: EPFOHO UAN ENG
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If you want information in Hindi or any other regional language, replace ‘ENG’ with the first three letters of that language (e.g. for Hindi HINfor Marathi MAR).
Will there be any financial loss if interest is credited late?
Many account holders have a question in their mind that if the interest money is late credited to their PF account, will they have to bear the loss of interest?
The answer is – absolutely not!
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Rule of EPF Scheme 1952 (Paragraph 60): As per EPF rules, interest is calculated on the basis of monthly running balance of every month.
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Even if the interest amount appears late in the account or is processed, EPFO will give you interest at the full rate of 8.25% declared for the entire financial year from April 1. Even in case of delay, the member does not lose even a single rupee.