look news india
Amidst the festival and wedding season, the month of November is going to be quite a holiday in terms of banking services. According to the official holiday calendar released by the Reserve Bank of India (RBI), in the month of November, normal functioning of banks will remain closed for a total of 15 days including local festivals of various states, national festivals and weekly holidays (four Sundays, second and fourth Saturday).
This month, big festivals like Diwali, Govardhan Puja, Bhai Dooj, Chhath Puja, Wangala Mahotsav and Guru Nanak Jayanti are falling. Since many RBI holidays are regional (under the Negotiable Instruments Act), banks will not be closed simultaneously in all states. In such a situation, if you have to go to the bank branch and complete important work like check clearance, getting a draft made or KYC update, then plan after seeing the list of holidays in advance.
There is a regular holiday on every Sunday and second and fourth Saturday of the month as per the prescribed rules in all government, private, foreign and rural banks across the country:
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01 November: Sunday (weekly holiday)
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08 November: Sunday (weekly holiday)
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14 November: Second Saturday (Countrywide Bank Holiday)
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Nov 15: Sunday (weekly holiday)
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22 November: Sunday (weekly holiday)
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28 November: Fourth Saturday (Countrywide Bank Holiday)
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29 November: Sunday (weekly holiday)
| Date | Day | festival/occasion | In which states and cities will banks remain closed? |
| 09 November | monday | Govardhan Puja / Lakshmi Puja / Vishwakarma Day | Uttar Pradesh (Lucknow, Kanpur), Madhya Pradesh (Bhopal), Rajasthan (Jaipur), Chandigarh, Tripura (Agartala), Sikkim (Gangtok), Manipur (Imphal). |
| 10 November | Tuesday | Diwali (Bali Pratipada) / Vikram Samvat New Year | Maharashtra (Mumbai, Belapur, Nagpur), Gujarat (Ahmedabad), Karnataka (Bengaluru), Uttarakhand (Dehradun), Sikkim |
| 11 November | Wednesday | Bhai Dooj / Bhratri Dwitiya / Ningol Chakauba / Chitragupta Jayanti | Uttar Pradesh (Lucknow, Kanpur), West Bengal (Kolkata), Himachal Pradesh (Shimla), Sikkim, Manipur |
| 13 November | Friday | Wangala Festival | Meghalaya (Shillong) |
| 16 November | monday | Chhath Puja (Surya Shashthi / First Arghya) | Bihar (Patna) and Jharkhand (Ranchi) |
| 20 November | Friday | Igas-Bagwal (Local Diwali) | Uttarakhand (Dehradun) |
| 23 November | monday | Seng Kut Snem | Meghalaya (Shillong) |
| 24 November | Tuesday | Guru Nanak Jayanti / Kartik Purnima / Rahas Purnima | Most of the states including Delhi, Uttar Pradesh, Maharashtra, Madhya Pradesh, Rajasthan, Punjab, Haryana, Telangana, Odisha, West Bengal |
| 27 November | Friday | Kanakdas Jayanti | Karnataka (Bengaluru) |
In the month of November, there is a coincidence of banks being closed for 2 to 3 consecutive days in many states:
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Sikkim (Gangtok): Banks will remain closed for 4 consecutive days on 8th November (Sunday), 9th November (Goverdhan Puja), 10th November (Bali Pratipada) and 11th November (Bhai Dooj).
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Uttar Pradesh and Madhya Pradesh: There will be continuous holiday on 8th November (Sunday) and 9th November (Govardhan Puja). Bank branches in UP will also remain closed on Bhai Dooj on 11th November.
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Karnataka (Bengaluru): Banks will remain closed for 3 consecutive days on 27th November (Kanakadas Jayanti), 28th November (fourth Saturday) and 29th November (Sunday).
Customers need not panic while branches remain closed, as online banking services will continue to operate as normal:
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UPI and Net Banking: Funds can be transferred 24 hours through Google Pay, PhonePe, Paytm and mobile apps of banks.
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ATM and Cash Deposit Machine (CDM): Facility of cash withdrawal from ATM and deposit of cash through machines will be available.
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IMPS and RTGS: Digital transaction channels will remain operational even during holidays. Work related to check clearing and branch counter will stop only during holidays.