Bank Holiday Today: Are banks open or closed today, Saturday 18th July? Know this important rule of RBI before leaving home

New Delhi/Lucknow. Today is Saturday and there is often confusion in the minds of customers dealing with bank related work whether banks are open or closed today (Bank Open or Closed Today). If you too are planning to visit any government or private bank branch like State Bank of India (SBI), HDFC, ICICI or Punjab National Bank (PNB) today i.e. on 18th July 2026, then there is relief news for you. According to the official holiday calendar of the Reserve Bank of India (RBI), today banks will be fully open in most parts of the country and will function as usual.

Banks remain open on third Saturday: What is the rule of RBI?

As per RBI rules, all scheduled and non-scheduled banks of the country remain closed only on the second (2nd) and fourth (4th) Saturday of every month. Since today is 18th July 3rd Saturday Therefore, it is considered as a bank working day. Today, in almost all the major states and cities of the country including Uttar Pradesh, Bihar, Delhi-NCR, Mumbai and Kolkata, customers can easily get all the work done like cash deposit, check clearance, demand draft and passbook update by going in-branch.

There will be holiday in Sikkim today, know the reason?

Despite banks being open across the country, today Sikkim All banks in the state will remain completely closed. Actually, today the holy Buddhist festival in Sikkim Drukpa Tshe-zi Is being celebrated. This festival is celebrated to commemorate the first sermon of the ‘Four Noble Truths’ given by Lord Buddha to his first five disciples in the Deer Park of Sarnath after attaining enlightenment. Due to this regional festival, RBI has declared a holiday for banks today only in Gangtok and other cities of Sikkim.

Digital and online banking services will remain operational

All those who are facing inconvenience due to bank closure today, including customers of Sikkim, can use digital means. ATM, internet banking, mobile banking apps and UPI services will continue to work 24 hours without any interruption. Through these online platforms, you can transfer money and pay bills from the comfort of your home.