ATM Withdrawal Limit: Automated Teller Machines (ATMs) enable you to withdraw funds from your savings and current accounts conveniently and easily. It gives you the convenience of withdrawing money anytime and anywhere. However, there are limits on how many transactions you can make in a time frame and the maximum amount you can withdraw from the ATM at one time.
What is the ATM withdrawal limit?
ATM withdrawal limit refers to the maximum amount that a person can withdraw from his savings or current account in a given period. The maximum limit varies from bank to bank and depends on the type of account.
For example, some banks may allow a maximum withdrawal limit of Rs 25,000 per day on the Basic account type. On the other hand, other banks may offer a daily withdrawal limit of Rs 40,000 on their basic account.
Daily ATM Withdrawal Limit: Daily ATM withdrawal limit refers to the maximum amount that you can withdraw from your bank account every day. The daily ATM withdrawal limit of most Indian banks ranges between Rs 20,000 to Rs 50,000. Also, the maximum daily ATM withdrawal limit depends on your account type and banking specifications.
Here are the maximum ATM withdrawal limits of some of the top banks in India.
SBI ATM
- If you have a Maestro Debit Card or Classic Debit Card, you can withdraw a maximum of Rs 40,000 per day.
- If your account is linked to In Touch or SBI Go then the daily withdrawal limit is Rs 40,000.
- You can withdraw a maximum of Rs 1,00,000 per day from SBI Platinum International Debit Card.
- However, these limits may change depending on your SBI account type and debit card terms. The bank may change the limits occasionally, so you should check with SBI regularly to know the current limits.
HDFC ATM
- If you have International, Women Advantage or NRO debit cards linked to your HDFC account, you can withdraw a maximum of Rs 25,000 per day.
- The daily withdrawal limit for International Business, Titanium or Gold Debit Cards linked to your account is Rs 50,000.
- If your account is linked to Titanium Royal Debit Card, the daily withdrawal limit is Rs 75,000.
- The daily withdrawal limit for Platinum and Imperia Platinum Chip Debit Cards is Rs 1,00,000.
- If the JetPrivilege HDFC Bank World Debit Card is linked to your account, you can withdraw up to Rs 3,00,000 per day.
Canara Bank
- If you have a Canara Bank Classic RuPay, Visa or Standard MasterCard debit card, you can withdraw a maximum of Rs 75,000 per day.
- When your Platinum or MasterCard Business Debit Card is linked to your Canara Bank account, the bank allows you to withdraw up to Rs 1,00,000 per day from ATMs.
ICICI ATM
- The withdrawal limit for ICICI Bank Coral Plus Debit Card users is Rs 1,50,000 per day.
- If ICICI Expression, Platinum or Titanium debit card is linked to your account, the daily withdrawal limit is Rs 1,00,000.
- The daily withdrawal limit through ATM for ICICI Smart Shopper Silver Debit Card is Rs 50,000.
- If you have Safiro Debit Card of ICICI Bank then you can withdraw a maximum of Rs 2,50,000 per day.
Axis Bank ATM
- If you have RuPay Platinum or Power Salute debit card then you can withdraw Rs 40,000 per day.
- The daily withdrawal limit for Liberty, Online Rewards, Rewards Plus, Secure Plus, Titanium Rewards and Titanium Prime debit cards is Rs 50,000.
- If you have a Priority, Prestige, Delight or Value Plus debit card, you can withdraw Rs 1,00,000 per day.
- Axis Bank Burgundy Debit Card has a daily withdrawal limit of Rs 3,00,000.
Bank of Baroda
- If you have a World Agniveer, Rupay QSpark NCMC, Rupay Platinum DI, Mastercard DI Platinum or BPCL debit card, the daily withdrawal limit is Rs 50,000.
- You are allowed to withdraw Rs 25,000 per day from the RuPay Classic DI or MasterCard Classic DI debit card linked to your account.
- If you have RuPay Select DI debit card, you can withdraw Rs 1,50,000 daily from ATM.
Indian Bank ATM
- Withdrawal of Rs 25,000 per day is allowed from senior citizens and Pradhan Mantri Jan Dhan Yojana accounts.
- If your account is linked to RuPay Platinum, RuPay Debit Select, Mastercard World or Mastercard World Platinum, you can withdraw Rs 50,000 per day.
- The bank allows you to withdraw Rs 10,000 per day for IB Digi-Rupay Classic, Kalaignar Magalir Urimai Thittam (KMUT) Scheme, Rupay Kisan or Mudra Debit Card linked to your bank account.
- If you have Rupay International Platinum Debit Card linked to your account, you can withdraw Rs 1,00,000 per day from ATM.
Union Bank ATM
- If you have a Classic Visa, MasterCard or RuPay debit card linked to your bank account, you can withdraw Rs 25,000 per day.
- The daily withdrawal limit for Platinum Visa, MasterCard or RuPay Debit Card is Rs 75,000.
- The daily withdrawal limit for Business Platinum Visa and MasterCard is Rs 1,00,000.
- If you have a Union Bank RuPay Select Debit Card, you can withdraw a maximum of Rs 1,00,000 per day from the ATM.
- The daily withdrawal limit for Union Bank Signature Visa and MasterCard is Rs 1,00,000.
Punjab National Bank ATM
- If your bank account is linked to RuPay NCMC Classic, Visa Classic or MasterCard Classic debit card, you can withdraw a maximum of Rs 25,000 per day from ATM.
- RuPay NCMC Platinum Domestic, RuPay NCMC Platinum International, RuPay Woman Power Platinum, RuPay Business Platinum NCMC, Visa Gold and MasterCard Platinum debit cards have a daily withdrawal limit of Rs 1,00,000.
- The daily ATM withdrawal limit for RuPay Select, Visa Signature and MasterCard Business Debit Cards is Rs 1,50,000.
Bank of India ATM
- MasterCard Titanium, RuPay Sangini, RuPay PMJDY, RuPay Mudra, RuPay Kisan, RuPay Punjab Economy, Visa Classic, NCMC, Master Bingo or Visa Bingo debit cards allow you to withdraw a maximum of Rs 15,000 per day from ATMs.
- The daily withdrawal limit for RuPay Platinum, Visa PayWave (Platinum) and MasterCard Platinum debit cards is Rs 50,000.
- If Rupay Select debit card is linked to your account, you can withdraw Rs 50,000 daily from the ATM.
- Visa Business and Visa Signature Debit Cards allow you to withdraw up to Rs 1,00,000 per day from ATMs.
Federal Bank ATM
- FedFirst Contactless Debit Card allows cash withdrawal of up to Rs 2,500 per day.
- If Rupay Crown Debit Card is linked to your account, you can withdraw Rs 25,000 per day.
- Withdrawals of Rs 50,000 are allowed per day from RuPay Platinum Contactless, MasterCard Crown Contactless, Visa Imperio Business Contactless and Visa Crown Contactless debit cards.
- MasterCard Imperio Personal Contactless Debit Card has a daily withdrawal limit of Rs 75,000.
- Celesta Business Contactless, Visa Celesta Contactless, Visa Imperio Contactless and MasterCard Celesta Contactless Debit Cards allow a maximum withdrawal of Rs 1,00,000 per day.
Kotak ATM
- Kotak Junior Debit Card allows ATM withdrawal facility up to Rs 5,000 per day.
- If you have a RuPay Debit Card or Classic One Debit Card linked to your account, the daily withdrawal limit is Rs 10,000.
- The maximum withdrawal limit per day for 811 Dream Different and Easy Pay Debit Cards is Rs 25,000.
- If you have a Silk Platinum, Rupay India or Peshopmore debit card, you can withdraw Rs 40,000 per day.
- Jiffy Platinum Edge and Pro, Business Class Gold, and Business Power Platinum Edge, Pro and Elite have a daily withdrawal limit of Rs 50,000.
- The daily ATM withdrawal limit for Access India Debit Card is Rs 75,000.
- The daily withdrawal limit for PVR, Signature Pro, Nation Builders, Gold, Jiffy Platinum Ace, Platinum Edge, Pro and Ace debit cards is Rs 1,00,000.
- If you have Privy League Platinum, World, Business Power Platinum Ace and Astra Debit Card, you are eligible to withdraw Rs 1,50,000 per day.
- The daily withdrawal limit for Privy League Neon, Privy League Platinum (LED) and Privy League Signature Debit Cards is Rs 2,00,000.
- The daily withdrawal limit for Privy League Black and Infinite Debit Cards is Rs 2,50,000.