American Green Card: Now the credit score of the sponsor will be checked, know the real meaning of the new form of USCIS for Indians.


A very important and shocking update is coming out for millions of Indians who are dreaming of settling in America. The US Citizenship and Immigration Services (USCIS) has made some stringent changes in the rules related to Green Card and Permanent Residency. Under the new guidelines, the financial documents of the person or family sponsoring the green card will now be closely scrutinized as well as their credit score and financial stability. This change is going to have a direct impact on thousands of Indian families and professionals who are in the process of getting a green card in America through one of their relatives or employees. There is an atmosphere of concern and curiosity among NRIs regarding this new form and rules, which have been introduced with the aim of making the immigration system more transparent and economically strong, because now the path to sponsorship is no longer as easy as it used to be.

At the heart of these new rules implemented by USACIS is the new form related to Affidavit of Support, through which the sponsor has to provide complete details of his financial capacity. Traditionally, sponsors only had to show tax returns of their income, but now under the new provisions, immigration officials will make an in-depth assessment of the sponsor’s credit score, bank account status, existing debts and other financial obligations. This means that if a sponsor is not financially strong or has a poor credit score, he or she will not be able to sponsor an applicant. This step of the US administration has been taken to ensure that the new immigrant coming to America is never dependent on government assistance or public charge and is completely capable of running his own livelihood.

The path to a green card has already been long and complicated for millions of Indian tech professionals working in America on work visa i.e. H-1B. In such a situation, the tightening of rules for family-based or employment-based sponsorship has become another big challenge for Indians. Many times when family members sponsor their parents or siblings to come to America, they will have to go through this new financial stricter criteria. Experts believe that after this change, the paperwork and legal process may take more time, and in case of even the slightest financial lapse, the application may be rejected outright. Therefore, for Indian families or professionals who are thinking of filing for a Green Card in the coming days, it is extremely important for them to keep their sponsor’s financial records and credit history in order and strong beforehand.

These continuous changes taking place in the US immigration system indicate that obtaining a green card is going to become more difficult and disciplined in the future. Keeping in view the political and economic circumstances in America, the rules are changed every year so that there is no additional burden on the country’s economy. In such a situation, it is advisable for Indian immigrants and students to take complete advice from immigration lawyers or experts before starting any paperwork. While filling out the new forms, it must be ensured that the sponsor’s income is well above the Federal Poverty Line (Federal Poverty Guidelines) and their credit history is absolutely clean. Only by taking a little vigilance and taking the right steps in time, this new administrative challenge can be overcome and the dream of permanent legal residence in America can be realized.