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LPG Cylinder: After the Ujjwala Yojana, the scope of cooking gas has increased rapidly. Today, LPG gas cylinders have reached villages, expanding their scope from the kitchens of cities. But do you know that accident insurance is also given on the gas cylinders provided by the government? Many people are not aware of this. This accident insurance is up to Rs 50 lakh and no money is taken from you for this, that is, this insurance is absolutely free. Let us tell you about it-
You can claim insurance up to Rs 50 lakh
Actually, the gas filled in LPG cylinder is very flammable. Despite all the precautions, many cases of accidents due to it come to the fore. In such a situation, the customer has the right to compensate for the loss caused by the accident through this insurance. According to the information, this accident cover is provided by the petroleum companies to the customer taking LPG connection and his family. This cover insurance of up to 50 lakhs is given as financial help to the family after accidents like gas leak or blast.
This is how you get a cover of up to 50 lakhs
In this insurance, the entire family gets insurance which is Rs 10 lakh per member. Out of this, different amounts have been fixed in case of loss of property, treatment and in case of death. Overall, the insurance cover for the entire family is up to a maximum of Rs 50 lakh. In case of an accident, a maximum of Rs 40 lakh can be claimed with conditions and a maximum of Rs 50 lakh in case of death due to cylinder explosion.
These conditions must be met for a claim
There are some important conditions to avail this insurance, which must be fulfilled. The first condition is that the claim benefit is available only to those people whose cylinder pipe, stove and regulator have ISI mark. For the claim, you should get the cylinder and stove checked regularly.
Apart from this, the customer will have to inform his distributor and police station about the accident within 30 days of the accident.
During the claim, documents like copy of accident FIR, medical receipt, hospital bill, postmortem report and death certificate are required. It is important for you to have all these documents.
You cannot make anyone a nominee in this policy. Apart from this, the compensation amount will be given only if the accident occurs at the registered residence.
If you fulfill all these conditions of insurance, then you can make an insurance claim in case of an accident. During insurance claim, your distributor gives information about the accident to the oil company and the insurance company. After this, you get the insurance amount.